<p>Hey guys an OOS'er from New york planning on applying as a rising senior this year!
wanted to know what my chances for admit and if i could get merit? how is FA at mich? my parents probably cannot afford more than 15k a year unless i get help from my extended family. </p>
<p>STATS
GPA: 91.24/100 (UW) my school does not have a 4.0 scale (~96 Weighted)
SAT I Breakdown: 2200: 760(math) 710 (critical reading) 730(writing)
SAT IIs: 700(Biology), 710(US History), (going to take Math IIC expecting 700 min, hoping 750+)</p>
<p>Rigor:
Taken 5 APs(Euro - 4 sophomore year, the other 4 are jr year and yet to come back but expecting 4-5 on all), several honors, and only 2 regular classes through 3 years in high school and 8th grade advanced courses. Taking 4 APs senior year. Low GP UW but with a very rigorous schedule and an upward trend (did not work very hard until I realized I needed to get serious around middle of 10th grade) (~87 8th grade(advanced courses), ~92 9th, ~92 10th, ~94 11th) </p>
<p>ECs
3 years cross-country
3 years winter track
3 years spring track
(Started sports 10th grade and fell in love, was not very active prior)
Global Awareness Club (3 years)
Peer Drug Educator(selective applicant only club)
Single Student Member (chosen) on local library board of trustees election committee(reviewed resumes of applicants for the board)
120+ hours of community service at local library as part of organization that organized rec events for school kids and members of the community
60+ hours at a nursing home
Camp Business Summer Program at Drexel University </p>
<p>Leadership:
Former Vice President and current President of community service club @ local library</p>
<p>Awards:
Scholar-Athlete distinction every season i've done a sport</p>
<p>you’ll most likely get admitted, but I’d be surprised if you got any merit aid. if your parents can’t afford more than 15k/year, then UM might be out of the picture unless you take out loans.</p>
<p>@nubswitstubs. Thanks, i am from NY and mostly looking at schools in the northeast. Michigan and Ohio State being the exceptions. Ohio State is very upfront about Academic Scholarships so i know i will probably be in “affordable range” there but michigan is very vague and i see next to nothing about merit scholarships so i feel i may have to take it off my list. This is the same reason i took of Boston College and i may end up having to cross off Georgetown as well 
I really don’t want to take out loans</p>
<p>You really shouldn’t take any of those universities off your APPLICATION list because you don’t know what kind of package you will be offered UNTIL AFTER YOU’RE ACCEPTED.</p>
<p>So long as you understand going in that no money means you can’t attend, what on earth do you have to lose by applying?</p>
<p>well with all those still on the list i’d have about 17 schools i’m applying to and i feel it is a bit much 
i’ve been trying to cut it down. My financial situation is an odd one. I am the first born here in the US in my family but not first generation(my mother went to college in another country to get a degree that was useless in the states) so that takes me out of 1st gen scholarships money. We make a decent income of ~105k per year but we live in NY in nassau county so living expenses are high. My mother wanted to put me in the best situation posisble education wise which i repsect but it has hurt us probably for financial aid. We lost our home, have ZERO assets, and my father has a floundering business and are living essentially paycheck to paycheck because of expenses and debt but because of our total income i fear i will get next to nothing in aid from schools :(</p>
<p>You may get some aid; certainly do the calculators supplied by almost every school. Many don’t expect more than 10% of income (I may be off there) with no sizable assets. </p>
<p>I assume of course that you are applying to a couple SUNYs.</p>
<p>UMich may be too expensive for oos student. With your credential, don’t expect a lot of aid from the them.</p>
<p>@wayneandgarth yes i am. i am applying to binghamton and stonybrook as well as Macaulay honors-baruch</p>
<p>my s had very similar stats (30 college credits, 2200 sat, better gpa, top hs), no merit money. Honestly, you might not even get in if you apply rd but ea should be safe based on what happened this year.</p>
<p>given your financial situation, probably makes sense to apply to schools we’re your stats put you in the top 25% of applicants. you may want to look at some of my s other acceptances, ea to tulane and a ton of merit aid, it would have ended up about the same cost as a suny. He also got a bunch of money from u rochester but would have been about $40k/year. Finally, you may want to look at mcgill, it’s a relative bargain in a great city.</p>
<p>luck,</p>
<p>
I think you have a decent chance of admittance, but as for merit aid, I wouldn’t count on it.</p>
<p>
Unfortunately, it’s not that great for non-residents. Michigan’s financial aid calculator is considered to be a pretty good planning tool, and it seems to be quite accurate. You can check it out [url=<a href=“http://www.finaid.umich.edu/MCalc.aspx]here[/url”>http://www.finaid.umich.edu/MCalc.aspx]here[/url</a>].</p>
<p>I am OOS, had similar stats as you and got nothing. Michigan is really stingy with OOS financial aid. They pretty much rely on OOS tuition to subsidize the lower in-state tuition. They meet 83% of need overall, but that includes in-state students who are promised 100% of need. They are better than top privates with scholarships but still are looking for very intelligent students. They are currently trying to expand their financial aid program so this may change in a couple of years.</p>
<p>If your parents can’t afford Michigan, try UPenn or Duke. Try raising your SATs like 50 points more so you have a better shot of getting in. Your stats are more suited to schools just below Ivy League level like Michigan but you still have a chance. They have a lot of money but not as many students so they may be able to help you out a lot. I know UPenn even has a no loans policy.</p>
<p>Also, Michigan is actually even more expensive than it seems. The first year is 52k but they have an upper division tuition starting from junior standing which is quite a bit more per year (5k). If you have many APs you will probably even reach that standing sophomore year. Plus OOS tuition goes up at a much faster rate every year than in-state This year was 3.2%, actually lower than most years. In state only went up 1%/</p>