Are financial aid net price calculators that accurate?

<p>How would this OP get FREE tuition at the SUNY schools…and if that is possible, which ones? </p>

<p>Would this be a merit award? With $150,000 family income, I can’t imagine it would be need based!</p>

<p>NY has an offer of free SUNY tuiton for STEM majors. <a href=“Free SUNY, CUNY Tuition to STEM Students in Top 10% of HS Class - Financial Aid and Scholarships - College Confidential Forums”>Free SUNY, CUNY Tuition to STEM Students in Top 10% of HS Class - Financial Aid and Scholarships - College Confidential Forums; </p>

<p>Frankly, the OP should consider this very carefully as it would permit his family to save for the other kids and for retirement. Yes, $160K is considered a high income , but I can see where it can be a strain living in parts of NY to save for retirement, college , etc as COL is high, especially housing. </p>

<p>Actually, 4kidsdad, in the second post of this thread brought this up as well with a direct link to the information. </p>

<p>Ah! If this student changes his mind about STEM, what happens to any aid?</p>

<p>Great option for those considering STEM majors. </p>

<p>What IS the cost of attendance for instate students at the SUNY schools? If the family can really contribute $20,000 a year, and the student takes the Direct Loan…wouldn’t that cover the costs? Of course add in free tuition, and the parent contribution would be about half that, right?</p>

<p>The aid will turn into a loan with terms the same as that of the Direct Loans. </p>

<p>If the OP goes to UBuffalo, he has a good chance of getting the $2500 award they give out and also get Honors College privileges. That’s without having to be a STEM major. And if he got that $2500 it would replace the STEM tuition remission so if he changed his mind, he wouldn’t have that part turning into loans. </p>

<p>Really, for a family who has multiple kids, and for whom it’s difficult to come up with the college costs, this is an excellent opportunity. THe OP already wants to be a STEM major anyways. My one son who went to a SUNY, has a math concentration even with his BFA–the 5 year work requirement would have been an issue since he would not have wanted to work in the field, but really, for those who are already planning to go this direction any ways, what a bonus. </p>

<p>Most of the schools OP listed do not guarantee to meet full need even if he did have that need. We are talking about some significant costs here.</p>