<p>My parents make under 20,000. How much can I get for FA at providence college, Boston university, nyu, etc </p>
<p>Are net price callcs correct</p>
<p>Boston University and NYU do NOT guarantee to meet the full need of all accepted students…and they do not. Neither does Providence College. NYU and BU tend to provide preferred financial aid to students with high stats who they want to attract to their schools. </p>
<p>All of these schools are in the $50,000 a year range. Because they do not meet full need, it is VERY hard to predict what your actual need based aid will be at any of these schools.</p>
<p>I would not rely on the net price calculators either…they are new this year.</p>
<p>You can probably be fairly certain of receiving the Pell grant of a bit over $5000, and will qualify to take up to $5500 in Stafford loans for Freshman year. If your parents apply for a Parent plus loan and are turned down, you would qualify to borrow $4000 more on your own, but it isn’t advisable. Other than that, you will be looking for funding from each institution you applied to. Each school offers varying amounts…</p>
<p>According to other posts, the OPs SAT scores are 1750. That being the case, he/she is likely not going to receive significant aid from BU or NYU regardless of income. These schools do not meet full need. It is possible he/she will receive a financial aid package consisting of the Pell grant, Stafford loans, and maybe a grant. BUT this will not be sufficient to attend these two schools with a $20,000 family income.</p>
<p>OP…just wait and see what your financial aid packages are. It might work out, and it might not. </p>
<p>I hope you have some schools on your list beside the Ivies you have applied to, and NYU, BU and Providence. Do you have a financial safety on your list?</p>
<p>Hopefully, you’ve applied to some schools that meet need or don’t cost a lot.</p>
<p>Your SAT isn’t high enough to likely get a preferential FA package at the schools that don’t meet need like NYU or BU.</p>
<p>What state are you in?</p>
<p>From an earlier thread…</p>
<p>Well I have about 10,000 from the pell grant.</p>
<p>The most you’d get from a Pell Grant is 5550 per year.</p>
<p>You’ve applied to top schools like Harvard, etc. As you know, your chances at those schools is low since your SAT is a 1750. </p>
<p>What is your financial safety school?</p>
<p>NYU now requires the CSS profile/non custodial profile in addition to the FAFSA for financial aid. It is no longer a FAFSA only school.</p>
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<p>At this point, nobody really knows, since the NPCs were just implemented this fall, and we haven’t seen a full round of actual FA awards that would allow comparisons.</p>
<p>The problem with many NPCs is that they only ask a few basic questions, whereas actual FA awards are based on much more detailed information (true for FAFSA-only schools, much more so for CSS schools). I would assign a higher probability of an accurate FA prediction to those NPCs that ask for a lot of detailed information than I would for those that only ask a few income-based questions. I would also assign a higher probability to those for FAFSA-only schools than to those for CSS schools.</p>
<p>But as I said, nobody really knows yet.</p>
<p>I got accepted into GWU and I used their finaid calc last fall. Their package was $2,000 more than the net price calculator calculated. I attribute this to the fact that the “Cost of Attendance” they used for the NPC was $2000 less than this years Cost of Attendence.</p>
<p>So, for me at GWU, the NPC has been exactly correct!</p>
<p>Oh well I applied to my state schools. I did the calc for Syracuse and they were only going to leave me with a 5,000 dollar gap. However other schools wre different. On the BU website it said students between 1750-1800 with income under 25,000 I think had an average grant of" 30,000. Has anyone ever seen this chart</p>
<p>* I did the calc for Syracuse and they were only going to leave me with a 5,000 dollar gap. However other schools wre different. *</p>
<p>How will you pay for the $5k gap?</p>
<p>*On the BU website it said students between 1750-1800 with income under 25,000 I think had an average grant of" 30,000. Has anyone ever seen this chart *</p>
<p>Average grant doesn’t really tell you much. and the school costs $50k per year to go there…so a $25k grant would only be half of the cost. How would you pay for the other $25k?</p>
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<p>The important word in this sentence is “average”. This means that some students received more and some less. My big guess here is that the students who received more were those with need who the school REALLY wanted to attract due to their very high stats.</p>
<p>Your SAT scores may gain you acceptance to BU…but your need based aid may not measure up to what you need. PLUS the cost of attendance at BU is over $50,000 a year. Even IF you got the average of $30,000 in grant aid…and took the Stafford and got a full pell…you would still have a balance over $10,000 a year. How would you pay that?</p>
<p>Idk, how? Can I get another loan. College of the holy cross will leave me with no gap and they wre say optional so I didn’t send my scores</p>
<p>It’s doubtful you could get another loan. And in my opinion, even if you could, you would be very foolish to do it. No college is worth going into that kind of debt - no college.</p>
<p>It sounds like you have a variety of schools on your application list. At this point, just wait and see how the financial aid comes out. Then make your choice of a college. With your family income, I would suggest you NOT even think about taking on more loans than the regular stafford loans. Try to look at your offers and be realistic about the costs. If you have an offer that is a good one financially, that sounds like a great offer to consider. I’m hoping you applied ONLY to schools that you would be happy to attend, and that there is an affordable option amongst the “accepted” ones.</p>
<p>I think I would be happy at any of them besides my state school so I will see what happens. Hopefully everything works out. My state school is URI and I know it is a big party school. I want to go to a good school that gives good aid so idk I’ll gave to wait it out</p>
<p>Is your only knock against it that it’s a party school? That is no reason to rule a school out. I go to one of the biggest “party schools” in the nation. I have received a wonderful education here, with minimal debt and I still don’t party. Just because it’s a “party school” doesn’t mean that all students party or that you won’t still get a fine education. Something to think about.</p>
<p>My state school is URI and I know it is a big party school.</p>
<p>People throw that label around and I often wonder if they really know what it means.</p>
<p>Alyssa…what does that mean to you?</p>
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<p>^This</p>
<p>Every school is a party school for some (well, maybe not some super-religious places, but there are lots of other good reasons to avoid those). If you choose to party (excessively), you will compromise your education, no matter where you go. If you choose to study (regularly and diligently), you will get a good education, no matter where you go.</p>
<p>(As an aside, having spent every summer in Kingston from the time I was an infant until I turned 18, either the town has changed a lot, the reputation of URI as a party school is overblown, or the kids drive a long way to find a place to party!)</p>
<p>Agree with the part school comment… BU, NYU,and Syracuse are all “part schools” as well… I would not let the reputation of a school as a “party school” turn you off. Most colleges have parties to attend. That does not mean there are not other opportunities available on campus.</p>
<p>There is a documentary in the works… “I’m Shmacked” BU and Syracuse are on the list… [I'm</a> Shmacked - Info | Facebook](<a href=“I'm Shmacked”>I'm Shmacked)</p>
<p>I am a Syracuse alum. Sometimes I went to parties… often I did not. College is what you make of it. There is no one making you go to parties. You decide the kind of college experience you want, and you can find like minded individuals at many schools. </p>
<p>URI is a strong state university. Why write it off for private schools that you and your family may not be able to afford?</p>