<p>JHU Net price calculator, same figs. 100K income - to simplify, only one kid. Net cost to attend: $56000. when savings was zero, EFC came to $17700 and when savings was 100K, EFC came to $22300. However when income was raised to $150K, the EFC shot up to $39100 - the increase is pretty much all the after tax incremental income. for the first scenario, the need was $56000-$17700 = $38300. Out of this, the page said they will offer $32300 in grants, $3500 in loans, and $2500 in work awards. Is it really true that they offer that much reward money for needy students?</p>