<p>if you or your parent has bad credit, but i need to borrow like 15K a year from a bank...would they still give u that amount? or does bad credit=no money at all?</p>
<p>Well, my parents have already said no to co-signing an alternative loan (since federal loans are out of the picture for me completely), and I suspect it's because of their credit history. Bad credit is always a financial burden.</p>