<p>Hi everyone -- I'm new here so please bear with me while I find my sea legs!</p>
<p>I have a very basic question about loans. Can a student apply for loans and aid w/out referring at all to parents' income/assets? If the interest rates are good, it would seem to make sense to have our kids borrow college money, with us helping repay the loans once they have graduated...Am I missing something big here?</p>