<p>
</p>
<p>That’s scary! And it underscores the need for caution when engaging an advisor. Even when someone seems to be connected to a reliable organization or individual, dig deeper. (Note, too, that in the MONEY story, some of the advisors who claim to be connected to a non-profit organization really aren’t. Apparently they use the “non-profit” ruse to gain access to schools or other facilities that wouldn’t host a commercial outfit.)</p>