<p>I am going back to school for another degree for a bit of a career change. </p>
<p>Currently I don't have a job but probably could get one at nights working 32 hours a week to help pay for tuition... </p>
<p>I was wondering what the better option would be, to finish faster, taking out a loan to enter the work force faster again... or to finish slower and hold a mediocore job for $14 an hour 32 hours a week, no benefits and I know I am going to quit soon as I'm done which is Thursday-Sunday nights 4-12</p>
<p>I could either finish in the summer with this route </p>
<p>9 hours this summer
18 fall
18 spring
15 summer... </p>
<p>or spread it out to next fall and work. I'm not sure I could handle that load AND work 32 hours... but maybe?</p>
<p>I already maxed out my federal finaid so, would have to probably take a private loan. </p>
<p>I am trying to weigh in on the prospect of taking a loan out and finishing faster so I can start making REAL money again, or kina going the slow route... </p>
<p>Yeh, and the loan would only be around 12K for the entire time… I am just a bit fearful of debt in this current economic situation… But I guess I could pay that off quite quickly once getting a well paying job again in probably the first year working.</p>
<p>I agree, take the loan out. I am not a financial advisor, but in my opinion right now is a prime time to borrow money if you have to. Inflation is coming my friends, so by the time you graduate youll have quite a low interest rate, if any Plus, as was mentioned, a 14$/hr job that is completely unrelated to your field of study will do you no good in the long run. If you can get into a co-op program at your school it is possible to pay off a considerable amount of your loans by the time you graduate.</p>
<p>Well the job IS related to my field <em>currently</em>, but not what I want to switch into, so it would effectively be just more experience years in IT. The pay is just not great, but comparative to the area… Florida jobs just really don’t pay anything, esp in Tallahassee. I.E. this same job in California would be 20-25 an hour no problem. i.e. something like barnes and noble or staples here only pays 7.50 an hour. A state of florida entry level IT job pays 10 an hour… law firms pay about 8 bucks an hour. (yes it sucks!)</p>
<p>I did the math and if I took an extra semester I would have 15K saved up to move when I left. So this is what I’m dealing with, difference in another 5 months here and not much time to do anything, or… faster and still not much time. </p>