FYI, the health fee is not the student medical insurance, it’s the fee to access on campus student health/infirmary – not waivable as far as I know for on campus students.
The Student Health Insurance Plan runs about $3000/yr and can be waived if your insurance is comparable. It’s not included in the financial aid offer – many schools do this unfortunately.
My daughter committed to BC with a revised FA package after appealing with a package received from another university of comparable or higher ranking in Pennsylvania. There was zero aid from BC initially but now better than the other school’s.
Now I wonder if you can appeal to the Penn university saying BC gave you more aid and if they can match or do better and then go to BC saying the Penn ppl gave more aid and if they can beat that keep going until both schools are free 0.0
BC FA claims that they use a their “IM”calculation method to decide on FA, with merit not being an option, and that all FA is need based. Only offered loan and work study option at this point. Plan to show them FA (grants) from comparable institutions as leverage and consideration. Hopefully they will at least match it.
Good luck with your appeal! It seems like FA officers have some leeway to adjust the numbers in some situations. You just have to ask. If you have a better package from another private school considered to be in their peer group or higher, there is a chance.