<p>It sounds like your aid officer was referring to the new 150% subsidized loan limits. If you were a new borrower as of 7/1/13, you are affected by the rules. The rules can be very confusing. Here is a link to the federal 150% presentation: <a href=“Welcome | Training”>Welcome | Training. Find the powerpoint for “GS4. Overview of 150% Direct Subsidized Loan Limits.” There are some examples in the presentation that may help you understand.</p>