Worried about the financial aid

I got this message

Unfortunately, I must notify you that you are ineligible to receive financial aid due to Satisfactory Academic Progress. A review of your academic record indicates that you are not meeting one or more of the following Satisfactory Academic Progress (SAP) standards.

What are the three SAP standards and what is your status?

Minimum Cumulative GPA: You must maintain a minimum cumulative Grade Point Average (GPA) of 2.0 or higher. Your current cumulative GPA is 2.219.

Minimum Cumulative Pace of Completion: You must satisfactorily complete (earn credit in) at least 75% of the cumulative units you attempt. Your current cumulative completion pace is 79.94.

Maximum Time Frame of Aid Eligibility for Degree Completion: You are eligible to receive financial aid for a maximum number of attempted units equal to 150% of the units required for the degree program (180 attempted units for most baccalaureate programs). You have attempted 189.52 units. Be aware that some programs such as Pell Grants and State University Grants have additional limitations. For more details, please visit: http://www.calstatela.edu/financialaid/types-aid.

What can I do to regain the financial aid very worried about the situation thanks

It sounds like you have been getting financial aid for too long or have taken too many courses… without finishing a degree.

How many years have you been in college?

Every school has a process for appealing SAP. But if you have run out of eligibility time…or credits…you might not get anywhere.

How many more credits do you need to complete your degree.

I have been attending for at least 8 years and 59 units left just transferred to the university last fall and have a 1.5 gpa right now

You seem to have used up your lifetime eligibility. I don’t think you can get it back. Did you change majors? Why do you have 2 years worth of credits left to get a degree?

Been working and failing classes at the same time and retaking them

I’m surprised you didn’t lose your aid eligibility before now.

You do not have the GPA benchmark either.

And you have been receiving aid for EIGHT years…

The only way you can finish…is to pay out of pocket. This might nit be a bad idea. Perhaps if you work full time…and only take a course or two at a time, you will pass them.

No I stopped receiving aid in 2013 and paid out of pocket until I went to the university this fall and it has stopped now again

How many semesters have you received aid?

17 semesters that include summer and winter

I think you are a few semesters over the limit…it’s the equivalent of six years…or 12 semesters. But really it’s that %age.

@kelsmom?

Remember…you are asking for aid to finish a degree…not remain in college on someone else’s dime for years and years and years.

@kelsmom huh?

I don’t want to be on someone’s dime at all and want to finish the degree I’m pursuing believe me.

I flagged @kelsmom because she might have the answer to your question.

Is there another way?

There’s a cap on how much aid you can receive. If you’ve received the maximum allowed, I don’t know on what basis you could appeal for more.

How many classes are you taking at a time? You may have to take one course at a time and pay out-of-pocket for it.

Also…what aid are you talking about?

There is a limit on the amount of Pell Grant eligibility,and it looks like you exceeded that.

There is also an aggregate amount of Direct Loan money you can get as an undergrad. How much have you already taken out in Direct Loan money?

What about private student loans?

Who will co-sign those private student loans for you?

Do you have a full time job, and some collateral? If not, you won’t be able to,get a private loan without a cosigner.

Plus…how much debt do you already have? Please answer that question?

If it is in excess of $27,000 which is what is the normal amount of Direct Loans an undergrad can take out…you already have too much in loans,

In addition…you also need to understand…your college is NOT going to award you a degree with a 1.5 GPA. That’s just NOT going to happen.

I honestly think you need to think very carefully about college…your lack of success over a long period of time…and perhaps reevaluate why you are in this situation…and maybe wht you could be doing beside college towards a career.

What is your major?

How much debt do you currently HAVE?

This is your problem.
College is not a place where you take classes and fail them, and then you retake them again, and fail them again.

You are supposed to go to classes and pass them.
It’s not “oh well I’ll just re-take them”.
As you’ve discovered, no one is going to give you money to constantly fail classes.
Public Schools do not have the resources to have permanent, life-long students at their universities.
If you go to school in California, at the CSU’s, they notify students when they have taken too long with too many units. They advise the students that they will no longer be funded by the state or by the University and that any further classes are full pay. Three years ago, I heard that the students might be billed at out-of-state rates but I don’t know if that passed with the Regents.
You will NOT graduate with a 1.5, and no employer in his right mind, would offer a job to a person that cannot meet the standards for a diploma.

Okay let’s say I raise the gpa up to 2.3, I can still graduate for sure

Who would hire you?
Most students need at least a 3.0 to even get an interview.
How would you explain what your expertise was in school. What internship would you possibly get?