I just googled top ranked schools for journalism and UF appeared on both lists. Not only that, but public schools seem to dominate when it comes to top journalism schools so I’m confused as to why you are fixated on NYU, GW and American, all of which are quite expensive and you simply can’t afford.
https://www.huffingtonpost.com/2013/12/22/best-journalism-schools-newspro-ranking_n_4490649.html
Your parents have already said you can’t take out loans and they only have enough saved for 2 years at a private school. If you are serious about majoring in journalism, you already have your best option in-state. Starting salaries are low and as someone else has pointed out, print journalism is in decline.
Many high school students dream of going out of state and to private schools but in your situation, it simply isn’t practical and will not give you a better outcome, post graduation. Bright futures is a fabulous program that most other states can’t come close to matching. Please don’t dismiss it.