That’s much better.
So I’m seeing basically a large amount of loans. You’ll take out 27k personally, and let’s say on a good day your parents take our 80k over the four years. You have a 107k budget.
Michigan and UNC are out on that. They are both reaches, but if you got in it’d be like 200k.
Basically every school you have listed is a HIGH reach given your financial situation and low chance of merit aid if accepted to any of the listed schools. The exceptions the that being the SUNYs. Buffalo is a safety, Stony Brook is a match and Binghamton is a high match.
You having significant finacial aid changes everything. I’m not the best with schools that are giving for needs based students, so I’ll let someone else elaborate on that. I don’t think you’ll get much if any merit aid.
Be sure to fill out your FAFSA. You should qualify for 5815 a year from the government’s Pell Grant
Thanks a lot. For OOS state schools I plan on becoming a resident after freshman year so maybe UNC and Michigan
might be feasible financially I suppose.
@Ezekiel17: You are saying the your Estimated Family contribution would be $0 meaning that you are low income and your parents make less than $50,000 a year or that the Net Price calculator states you will receive $0 in aid?
My parents make more than $50K a year. My older sister also works and that income is over $50k as well but I didn’t include that in the calculator because she is not a parent. She will be helping me financially for college so in reality my contribution should be more than $0.
Not sure how you have an EFC of $0 if you are Middle Class. What can your parents afford besides the loans and how much will your sister contribute?
Regarding the UC’s, since you have not calculated your UC GPA, I will use what you have posted. UC’s are very GPA focused and based on your UW and Weighted GPA, you best chance would be UCR and maybe UCI. Although you have a competitive ACT, your GPA will be an issue for UCD/UCSD and UCB.
I hope you also realize that only UCB/UCI and UCR have a Business school. UCSD and UCD have Business Econ but not Accounting/Business Admin.
For UCB, you cannot get a direct admit into the UCB’s Business School. You need to apply after Sophomore year.
My sister can contribute $30K to $35K a year. Gotta pay her back though lool.
That’s pretty generous of your sister and still a large amount to pay back after getting out of college. I personally do not think that the UC’s you would be eligible for would be worth that kind of money. You have some good instate options with the SUNY’s.
One more question. Does it matter where you go for undergraduate accounting as long as you do well and if you end up in the same place for you masters. For example, lets say student A gets his bachelors of accounting at SUNY Binghamton or CUNY Baruch and ends up getting his masters at NYU Stern but student B gets undergrad at NYU Stern and masters at NYU Stern. Does student B have an advantage over student A in the job market for example, assuming all else is equal? Financially I know getting undergrad at Binghamton or Baruch is the smarter option but I’m just wondering if a more prestigious undergrad is more advantageous even if you end up at the same masters. Thank you.