Chances at UNC Chapel Hill and others OOS

Male
From high ranked public high school
White
Pretty High Income (120k+)
Intended Major: Business

GPA: 3.8 UW, 4.5 W
Course Rigor:

11th APUSH - 5
Honors English, Honors Spanish, Reg Math, Bio

12th AP US Gov, AP Comp Gov, AP Spanish, AP Lang
Reg Physics, Precalc

Self Study: AP Macro - 4

SATs: 2180, Superscore (2200) (1470 M+CR)

Awaiting SAT 2 scores in Math 2 and USH

-FBLA
-DECA
-Junior Achievement
-Wharton Investment Comp
-Volunteer Charlie Baker for Gov
-NTC
-Others

Recs and essays above average

Hooks: First Gen college student

List:
Emory
UNC Chapel Hill (Hook: Sibling legacy)
Notre Dame (Hook: Jewish?)
NYU
UPenn
UVA

bump

Emory: High Match/Match
UNC Chapel Hill: Low Reach
Notre Dame: Reach
NYU: Reach
Upenn: High Reach
UVA: Low Reach

You need to consider some safeties and matches. You should consider adding some matches and safeties for you.
Some schools I would reccomend applying to would be Indiana University, University Illinois- Urban Champaign, USC, and University of Texas - Austin

UT-Austin is no safety for out-of-state applicants, given its statutory obligation to admit the top 7% of students within Texas. Is the OP applying to Wharton or to the College of Arts & Sciences at Penn? I’d say Wharton is a huge reach for him, as it is for everyone. Its acceptance rate is similar to Harvard’s or Stanford’s, and I don’t see the “rock-star” attributes in the OP’s application that are typically required. The regular college at Penn is a reach. NYU Arts & Sciences is a match (if not a near-safety); Stern is a modest reach.