Chances for Rutgers (Please help out!)

<p>I graduated high school in-state with about 2.7 due to not caring too much in 06. For the last 5 years, i've failed and retaken courses, some even up to 3 times. These classes I failed were all from no attendance, and not even caring to withdraw. I don't need to hear how irresponsible it is, i've beat myself up about it enough.</p>

<p>Now i'm in the process of converting all the classes to A's. By the end of this year, i should have about 40-45 credits. The problem is, I'm a bio major, but the classes consist of the main prereqs (english I,II, sociology, intro psych, Anp, intro business courses). </p>

<p>I've deciding I want to switch to finance, but i'll only have completed 2 business classes by the end of the year. The good is that i'll have upwards of a 3.5.</p>

<p>So my questions are:
What are my chances of getting accepted at all? (I did suffer a major depressive episode, but i can't and won't attribute all those failures to that)
Should i just finish the AA and then apply?(I'd like to leave this black hole asap)</p>

<p>Thanks in advance</p>