<p>I know it's possible to change the beneficiary of a 529 to a sibling. What if the sibling is married, and in graduate school? I've looked through all the material I can find, and can't find an answer to this question.</p>
<p>Just curious…why wouldn’t you use the 529 money to help fund the college education of the student whose name the account is in?</p>
<p>You don’t have to answer that question…but transfer of 529 monies comes up here a lot. Aren’t these accounts usually set up with the idea they will help fund college costs?</p>
<p>A 529 plan’s designated beneficiary can be changed to a qualified family member. That includes siblings, parents, spouse, niece, nephew, etc. The only limitation might be imposed by the plan itself - you’d need to check the rules of your specific plan. For example, some 529 plans place age restrictions on designated beneficiaries but this is not the norm.</p>
<p>Thumper1 – D1 doesn’t need it. 
D2 does</p>