<p>i currently commute from home about 30-40 min away from school depending on traffic. i am thinking about living on campus next year, but i will have to take out loans which is about 10,000 a year. i want to live on campus because it will be more convenient for me, i'll be more involved, less stressed out... but 10,000 is a lot and i'll be taking out loans for med school too, so is it worth it to live on campus and take out the loan? especially since getting into med school is competitive and i don't get in?</p>