<ol>
<li>How hard is it to receive specialty care? If you need a surgery, is there a waiting involved?</li>
</ol>
<p>It’s not hard to receive specialty care and there is no waiting I believe, unless you need something like an organ transplant or something like that. You don’t have to wait for surgery, and the wait at emergency rooms is almost inexistent (at least in my experience, I have been to the emergency room 3-4 times and have had one surgery). </p>
<ol>
<li>Are there currently talks about raising taxes/cutting benefits to pay for the system?</li>
</ol>
<p>There are in fact talks about significantly raising taxes of the wealthy right now. This has been in the talks for a while but I am not sure whether or not it will be approved or not.</p>
<ol>
<li>How much would you be making as a TA if you went back to Switzerland? How much of it would be left after you paid income taxes?</li>
</ol>
<p>I really have no idea. I tried to look it up on the internet and could not find anything</p>
<ol>
<li>Is $5.50 before or after VAT (I am not sure if Switzerland has VAT)?</li>
</ol>
<p>You mean after tax? Yes. Tax is included in the price, you don’t have to add it. The VAT in Switzerland is about 8%.</p>
<ol>
<li>Let’s forget about low income range for now. How are hard work and smart choices rewarded in Switzerland? If you are an engineer, how much do you make? If are a manager of the engineering group how much do you make? What about VP?</li>
</ol>
<p>They are rewarded, but to a much lesser degree than here.
Here in the US, a great emphasis is put on individuality and competition. The idea is that if you work hard, you can get to the top. People who are at the top don’t realize that if there wasn’t anyone at the bottom, they could not be at the top. I know this sounds simplistic, but it’s true. Many people at the bottom work as hard as anyone else, but they may have had less opportunities (I would not say that some are not lazy, because of course there are lazy people too). Rich people always have this feeling of entitlement, saying that they have worked so hard to be where they’re at, and they use that to justify the fact that they shouldn’t have to pay more taxes for lazy people who don’t work as hard as them. However, even though I do agree that smart choices can go a long way, our choices/opportunities/success are shaped by our environment and the way were were/are socialized.
In Switzerland and many European countries, more emphasis is put on community. Hard work is certainly rewarded (people with an education get better jobs and better salaries for example), but people at the “bottom” (less education, working in jobs such as cook, server, post office employee etc.) make very decent wages (anything between 3500-5000$/month). Rich people do contribute more (and pay for the poor) because the system is based on a sense of solidarity. Healthy people, for example, pay about as much for health care as sick people do, and they barely use their health insurance. So they help pay for sick/disabled people. People are not denied care because of sickness/injury (which by the way would be absolutely outrageous) for example. Do I mind paying over 200$/month for health care when I have not been sick in the past 10 years? No I don’t, because I know the system helps other people. It’s easy to complain, but one day that handicapped person could be me and I will be glad to have health care. Are there people who take advantage of this system? Absolutely. It’s simply impossible to prevent it. However, the income gap is much smaller and people have an overall higher quality of life, so they must be doing something right. In my opinion, competition and individuality are not very good values to run a society on, and statistics tend to agree in terms of the level of happiness in countries that emphasize a welfare system based on social solidarity.</p>
<ol>
<li>Can you buy a house in Switzerland if you are a work for living (i.e. not independently wealthy)? You would have to get a loan. However, most people in Switzerland actually rent. Things are very different there as we don’t have the whole social security/credit thing. People’s ability to get a loan/cell phone/credit card doesn’t depend on a number. Credit card have to be paid off pretty quickly but almost anyone can get one, and overall people don’t by things they can’t afford as it’s not really a “consumption-based” society.</li>
</ol>