<p>Like I mentioned earlier, it is not so much UVA that I loath but where it is located--Charlottesville. <em>sigh</em></p>
<p>And I got into Tisch Film school and UVA does not even have a film program. But I am equally passionate about social work. </p>
<p>So, I guess, I have to decide whether an extra 40 grand is worth going to a dream uni with a major in a favorite subject.</p>
<p>Of you could take a gap year and reapply to college, making sure that you select some safety schools that you love.</p>
<p>For instance, FSU has an excellent film school, and is relatively low cost.</p>
<p>If you want to do Film, do NYU in a heartbeat. I have a friend in film there, and he tells me unless you go to a top film school and use the connections, you are pretty much screwed. You can also potentially do bong hits with a variety of celebrities who happen to go there (no names!).</p>
<p>And the locations is awesome as well.</p>
<p>Seiken, you have a friend in Tisch Film department? So does his statement mean that he made alot of connections there?</p>
<p>I guess that is the main benefit of tisch.</p>
<p>Sometimes a better college is worth paying more money. </p>
<p><a href="http://findarticles.com/p/articles/mi_qa3955/is_200404/ai_n9383891%5B/url%5D">http://findarticles.com/p/articles/mi_qa3955/is_200404/ai_n9383891</a> </p>
<p>I do NOT have any opinion on the comparison of those two colleges. Good luck deciding.</p>
<p>UVA, unless you really hate it for some valid reason (maybe you are just against it because it's not NYU.)</p>
<p>
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sometimes it doesn't matter why a person loates something... it might not be rational. Changing attitudes about a school (or anything really) is not easy, takes a long time, and is rarely complete.
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</p>
<p>Changing attitudes about a school is not as hard as you believe, something I can asset from personal experience. It only requires an open mind and positive attitude, especially when you're going somewhere with bright students and great programs (like UVA.)</p>
<p>which school did you get in @ NYU.
If it's their Tisch or Stern school, then i would go for it.
If it was just their reg CLAS, then i would think about it twice.
Find ways to fall in love w/ UVA first, then see what you can do.</p>
<p>forget what i just said. go to NYU.
one of my classmates is taking around $40,000 in loans each year to go to Stern, which I consider not too smart, but o well.</p>
<p>and a girl from last year is paying $53,000 in full to go to Stern.</p>
<p>I guess somebody has to be the practical one here and ask?</p>
<p>How are you going to borrow the $60K you need for NYU (keep in mind that tuition goes up about 4 to 5% a year). </p>
<p>Are your parents co-signing for this debt?</p>
<p>As a student you will only be eligible for the following (w/o co-signer)</p>
<p>Stafford loans:
3500 freshman year
4500 sophomore year
5500 junior year
5500 senior year</p>
<p>If your parents are denied Plus loan, you can borrow and additional 4k freshman and sophomore year and 5 k junior and senior year per unsubsidized (interest accrues immediately)</p>
<p>Based on your major, you probably won't have an amazing starting salary. UVA is a better school anyway. NYU is too much debt.</p>
<p>Although I can't fathom someone loathing to be at UVA, I'd say it's not much of an option if that's how you really feel about it. </p>
<p>That said. I think the debt to go to NYU is not a smart bet either. </p>
<p>First, as taxguy suggests, NYU will likely be even more expensive than you anticipate. Second, carrying that amount of debt out of undergrad will limit your options considerably upon graduation, and you may not be able to gain the additional, often low paid, experiences needed to break into your target field(s) because you'll be too focused on how to pay back your loans; or worse yet, dodging debt collectors who will be all over you if you run into financial problems. </p>
<p>Sorry, but I wouldn't go to a school I loathed, nor would take on crushing debt. Not worth it either way. It may be hard to understand it at this very moment, but the truth is Northstarmom's advice is probably your best path.</p>
<p>Well, I got into Tisch--the film department. That is one of the main reasons I am really hesitant about rejecting NYU's offer. </p>
<p>And sybbie719, my parents are being co-signers. And I think it is federal loans I am getting. I didn't look properly at the sheet. I just looked at the total loan I am getting for this year--and it was around 15-20 grand. That was enough to give me a heart attack. Haha. </p>
<p>Well, I am trying to like UVA. </p>
<p>But if I choose NYU, down the line, is it worth it to live in a box (not exactly a box, lol), be poor but do a career you love?</p>
<p>You are asking us to make a big decision for you. It's like asking somebody if they should risk their life savings on a round of roulette. Nobody can really make this decision but yourself. We can only evaluate the possible outcomes, but only you know what makes you happy.</p>
<p>Well, I was more hoping that students who have been in a similiar situation as me (aka gone to a dream school but been in tons of debt) and who have previous experience could tell me whether it is worth it. </p>
<p>I was not asking for anyone to make a decision for me, but merely gave me their advice.</p>
<p>i'm in debt for other reasons and i can tell you it's not easy but there are certainly much worse things in life. it's totally doable.</p>
<p>40000 debt isnt bad at all</p>
<p>Maybe speaking to a veteran in the business (film) could offer insight. That person would have some wisdom regarding college choices, post grad work, and just knowing the business. You will have to pay back loans. Will you be able to handle the debt. Write down your post grad options. Where will you live? Do research now. What kind of job can you possibly get after college? These would be good questions for those in the business.</p>
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40000 debt isnt bad at all
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</p>
<p>Before listening to advice like this, find a few 40 year olds who are still paying off their $40K debts from college. Ask them how they feel about it.</p>
<p>"40000 debt isnt bad at all"</p>
<p>Having that much debt would make it very hard to live after graduation in the film-industry intensive places like LA, NYC, which are extremely expensive. I also believe that beginning level pay for the film industry also is low.</p>
<p>
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but if I choose NYU, down the line, is it worth it to live in a box (not exactly a box, lol), be poor but do a career you love?
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<p>With that much debt looming over you, you'd probably need to take a job that makes good money just to keep up with it - you might not even have the option of doing whatever you love if it doesn't pay well. I still think your best bet is to find a way to get involved with film at UVA.</p>