"(@mom2collegekids, I wish you were my mom and had been helping me through this, I think I’d be in a lot better situation. ): haha) "
I think you’d be going to the University of Alabama!
That’d be fine! I love the South. Some of the best family values in the United States. 
Take the cheapest route possible if you plan a career in speech pathology or audiology! Listen to @mom2coIIegekids!
You know that grad school for speech path/audiology requires a number of clinical practicum hours where you work for free for about a year? Classes and practicum hours take up all of your time. It will be hard to find all of your client hours in different categories: mild to moderate losses, hi-frequency losses, cochlear implants, signers and non signers, etc. So, plan on spending a lot of time seeking your client hours. You are not allowed to work for pay in these areas while you do not have your MS.
Your thesis, takes a lot of time and expense, with the subject’s hours and writing with your committee. You have to pass your boards and do a Clinical Fellowship year.
If you decide to do a Ph.D in audiology, you have to find a post graduate program that will allow you to finish your dissertation and finish your hours.
This is very difficult to do given that you wont have strong financial support from your parents. There are no large speech pathology/audiology grants or scholarships. You’re talking maybe $1000 awards-chump change.
Are you planning on teaching audiology? Only so many universities in the country offer audiology, so there’s not a big market for them but there is a huge market for SLP’s.
As others suggest, this probably is a blessing in disguise. It may be a tough pill to swallow but, it sounds like your only options are a local CC or a gap year. Given your financial and geographic constraints, i don’t think much would change with gap year - making a local CC probably your best choice. Skip the loans altogether and get a part time job.
Good luck,
Oh good! Mom and Dad are onboard with paying for 4 years. What a relief!
You will like Redlands. My sister-in-law and her sister both graduated from there. Wonderful school.
Ok, your ACT 31 is much better than your SAT (equivalent to an ACT 28).
Well, since your mom and dad are fine with paying (thank goodness) and you won’t be saddled with all those crazy loans, you’re in a better position than you were yesterday.
That said, since the Plus Loan was denied and $4k in loans will be added to your account, you’re going to be on track for a LOT of debt. Probably too much for undergrad with grad school in the future.
So…next summer, try to work as much as you can to eliminate the need for the add’l loans.
Be careful when buying books…get online versions, buy used, search Amazon, etc. Get THOSE costs down.
My concern is that with the denied Plus, you’ll be adding about $22k in loans to the basic $27k in loans…Undergrad shouldn’t have $50k in debt…especially when you want to go to grad school. So, try to borrow less.
Good luck!!!
@“aunt bea”
Are you a speech pathologist? I am. Yes, after the masters, there is a required clinical fellowship year, but it is a JOB in which the new grad is supervised by an ASHA certified speech path. It is a PAID job.
There are required practicing hours as part of the two year masters program. In an American Speech Language Hearing Association accredited program, which is what this poster needs, the clinical director makes sure all program members get the variety of disorders and required number of hours. This is not the job of the grad student.
But the OP needs to know that it is necessary to get a masters degree in this field to get licensure and certification to work.
Yes, Thumper but we got paid so little for our CFY it didn’t really help. I made more money working as a lab assistant phlebotomist at my clinic. (I got gypped out of hours by my supervisor who would only sign off on observed hours, so if she was in for 10 minutes observing me that week, I got 10 min for a 40 hour week at the hospital. I was chastised by my professors thinking I wasn’t showing up for my placement. They found out later that I was being cheated out of hours.)
In our program, we had to find our own hours when we lacked certain populations.
No wonder I burned out quickly.
^^(Gypped can be considered an offensive term. You could try using ‘shorted’ instead).
Thanks Madison, didn’t know that.
Tl;dr “gypped” comes from a derogatory reference towards Gypsies. It’s one of those things that most people have no idea about… (then again, I can’t count how many times I’ve found out that people don’t even know that Gypsies/Roma are real people.)
@mom2collegekids, I’m going to work at the school next summer either as a tour guide or in the offices, which I’ve heard from many of my orientation mentors pays decently well! Mom and dad are onboard completely with paying, which made me very happy. Initially, we had intended to take out loans and my mom was going to pay the interest payments and about $600 a month on the loans, but my dad has agreed to pitch in and help make the payments to avoid the extra loans. We’re going to play it by ear, but they also might pay the interest payments on my loans for me as well, while I use my summer money to pay the principal amount.
I am aware of the clinical fellowship, and my parents know that I’ll still have a few years in which I’ll need assistance, and they’re okay with that. I’m the only child of 4 to go to college so they have high hopes for me. I was under the same impression, however, as thumper1 said, that the clinical fellowship IS paid, like a medical fellowship. I do know a masters is required, which is a lot of the reason I chose this school! They are closely affiliated with Loma Linda Hospital and the school prestige from the program will help me immensely.
Grandparents are paying for books by the way! I think I mentioned that earlier but in case I didn’t, here it is.
Also, I know my SAT isn’t very good, I studied really hard for that and not so hard for the ACT thinking I would do much better on the SAT. I got a 29 on my first ACT, and a 31 on the second. That score was from my third SAT (I’d rather not mention the rest, they’re pretty bad since I had the stomach flu during the second one and was horribly confused about the entire thing in the first one. :P) So I ended up banking on the test I had more potential at doing well at.
If this changes anything as well, I’ve passed 5 AP tests. 4 on AP Euro, 3 AP Lang, 5 AP Psych, 3 AP Biology, 4 AP Lit.
@thumper1 Can I ask you about your job?? I’d like any information about all of it. 
Kids with better stats than OP were rejected by CA schools this year, especially if you fall into the least favorable category - female with 6-figure income parents, wanting an in-demand major, and not a URM. Check out the demographics of admitted students to UC/CS colleges. I know one high-stat kid who was completely shut out of UC schools while others with much lower stats were admitted. A lot of kids are going OOS because of this. Many will never come back. The politicians that run the UC/CS system are killing the state of California.
Can you please post your award letter contents so we can see what you are getting and might have some tips for your mom? Also, your mom should get all her expenses together and calculate what the unreimbursed medical expenses were from last year. If she has loss of income that should already have been reflected on the FAFSA. But if she didn’t tell them unreimbursed expenses she should have that information if she is going to call them. I don’t know if that can result in an adjustment to need aid or not. You likely already have about the max award they give I think, since you didn’t show the breakdown.
Redlands is a nice choice and it seems like you are still exploring majors if you were just applying as something completely different, so don’t get too hung up until you have another year or so of school, that is fine.
But you still didn’t explain why you though you all of a sudden had to come up with 15k. I hope you don’t live too far.
@Elliebelly send me a PM and I’d be happy to share. But won’t be able to do so for a couple of days.
@“aunt bea” sounds like you had a horrible CFY placement. I have supervised a number of clinical fellowship year folks, all working full time jobs in either schools, or clinics…with the same full time pay and benefits as any other first year employee.