<p>I am a freshman, I've completed 12 credits this fall. I went through some problems so I ended up with a very low GPA (2.0). I want to study M.S Financial Engineering in a highly ranked university later ( Columbia, CMU, NYU, Boston, UChicago...). I still have 123 credits to complete, it means 8 semesters). I am going to work really hard and I will manage to do research and prepare for the GRE. So my question is: Did I screwed my chances? also, what is the average GPA to get to these universities? Do I need to have a 4.0 or something like a 3.7 will do it?
Thank you very much.
(I am really worried)</p>
<p>Relax and work hard for the rest of the semesters you have left and you can possibly bring up your gpa.</p>