Do we need to fill any financial aid forms

Our family income is 201K. We will have one kid in college this fall. Do we need to fill any financial aid forms? NPC had us at full pay.

Your choice. If you would like yoir student to take a Direct Loan, they will need to do the FAFSA.

Check your schools. Some schools require the financial aid forms even for merit aid awards.

If your child will be taking out the unsubsidized $5500 direct loan, then the FAFSA is necessary.

No. My child will not be taking any loans, but hopefully be a candidate for merit aid.

Then it depends on the school. There are some schools (few, but they exist) that require FA info to be considered for merit scholarships. Otherwise, no.