<p>I don’t know anything about CUNY. My daughter wanted to attend school in NYC so she applied to Fordham as a safety/backup and Fordham offered a fairly generous merit award. My d. still did better with need-based aid at Barnard, but Fordham has always had the reputation of offering excellent academics. My daughter had an array of excellent choices in the spring, she was accepted at 9 different college and I think we had reasonable financial aid awards to compare from about 5 or 6. The most affordable option would have been UC Santa Cruz, but I was willing to pay out somewhat more for Barnard — but if the situation had been different, my d. would have been happy to attend a UC. In hindsight, even more so – she has seen her high school friends do quite well at the various UC’s and the excitement/glamour of living in NYC wears off very, very fast. </p>
<p>You seem to be very black & white in your thinking pattern – either Barnard/Tufts/NYU or CUNY, nothing in between. Outside of the honors program, I don’t know if CUNY would be affordable to you, because I think that dorm housing is limited and it’s quite expensive to live in NY. From your college list that seems to be your primary goal. it might help you to know that (a) NY is a very, very expensive place to live, and (B) people are allowed to live and work in NYC even if not attending school. I mean, I know kids who have attended college at Grinnell and taken summer internships in NYC or moved to NY after graduating – it’s not like they were stuck in Iowa for the rest of their lives. </p>
<p>You clearly haven’t done much research into Barnard’s financial aid practices – you apparently had concocted the whole transfer idea without even checking to see whether they guaranteed to meet full need of transfer students. (Hint: most colleges don’t) I think transfer admissions at Barnard are about as selective as regular admissions, and I doubt that they take too many transfers from CUNY in any case, though maybe that’s simply because there probably aren’t all that many CUNY students who want to swap schools and pay Barnard’s tuition. </p>
<p>Barnard students are currently quite distressed over recent changes to tuition policy. It is clear that Barnard is strapped for cash and doing a lot of belt tightening. </p>
<p>There is no “catch-22” situation except one of your own making, because of you seem unwilling to expand the array of match/safety schools you will consider. You probably could get an excellent education along with excellent financial aid if you would cast a wider net in your college search. </p>
<p>Barnard may very well accept you and offer excellent aid, it’s just that you can’t assume one way or another. </p>
<p>I understand that it can be expensive to apply to a lot of colleges. That might be a good reason to spend extra effort so that you can apply to perhaps 4-6 schools in total, and choose others that are highly likely to be affordable in your circumstances. Drop NYU from your list because you know at the outset that they won’t meet your need; and start looking at colleges which are moderately selective and likely to be generous with both need based & merit aid. It looks like you have strong test scores, which should be an asset in that respect. I mean, the problem is that you have this Barnard vs. CUNY plan when there is probably a whole array of mid-range colleges that you are ignoring simply because you seem to be stuck on the idea of attending college in NY.</p>