<p>Does anyone have experience with a decreasing EFC as additional kids matriculate?</p>
<p>Is there a progressive decrease?</p>
<p>And if so, is it related to the actual cost of attendance at these individual schools? Or is there a set "allowance" so-to-speak for each additional child no matter what the bill actually costs?</p>
<p>Also wondering if you have a freshman, sophomore, and 5th year senior (or grad student) attending college at same time if you are allowed to count tuition for all three when calculating EFC.</p>
<p>Thanks for any insights you can share.</p>
<p>For the FAFSA, the parent contribution is divided by the number of kids in college. So, 2 kids in college, parent contribution divided in two. Most CSS schools will reduce the parent contribution for a second child in college by only 40%.</p>
<p>And…if your children aren’t attending full need schools, then “splitting EFCs” may result in no added aid. For instance…if you have an EFC of $30k for 1 kid…and it splits to $15k per kid for 2 kids, you may not see any additional aid.</p>
<p>I don’t think you can count a grad student on FAFSA. That child would be independent on his FAFSA. </p>
<p>The FAFSA philosophy seems to be that parents are only expected to help with undergrad. If you choose to help with grad school, that’s your choice.</p>