EFC for USC (divorced parents)?

contact USC. Tell them your dad refuses to do the NCP Profile. They will tell you the Implications of that decision.

Does your dad understand that you won’t even be considered for need based aid without this completed?

Also, is there the possibility that he is not in favor of helping pay for a $60,000 Plus a year college when you have options that are far less costly?

^^^ I might have to do that because he’s not willing to fill it out and it’s ridiculous. And yeah I’ve told him that he just needs to fill it out because he and my mom are divorced and USC requires his tax stuff as well. However, he says “Why can’t your mother fill this out because you live with her? Why do I have to provide this? They’re asking stupid questions and I don’t want to answer them. There’s so many questions; I’m not answering them. Have your mother fill this out.” Like he kept saying the same thing over and over again.

And yes, he’s not in favor of me going to school in Cali. Yet i don’t see why he’s cares when he’s not going to help me. He didn’t even want to help me with the application fee. He just keeps mentioning how I’ll get into a lot of debt, but he never mentioned actually HELPING me.

You can tell him your mom had to answer the same questions when she did HER Profile.

She can NOT do his

I told him my mom had to do the same exact thing and fill out the same exact information. He keeps insisting I not use his information and use my mom’s instead, even though I told him his is REQUIRED for USC. This is a huge mess honestly. What are my chances of USC giving me an NCP waiver?

Based on the information you have presented here, I would say that your chance of getting an NCP waiver is pretty much zero.

Have you asked your dad if he’ll contribute? When he says to use your mom’s info., he may be trying to get across to you that he doesn’t want to pay.

I’d ask him if he’ll contribute, and how much. It sounds like he realizes USC will cost more than he wants to
pay. I think you need a total budget from both parents first, then find schools you can afford.

You face the same situation that even custodial parents face. Is USC even realistic? Your dad might just be looking at the futility of the application, period. Is he wealthy? Do you have safety local schools sorted?

Yes he’s wealthy. I don’t see why we can’t help just fill out the NCP application. And yes, I have safety schools ready.

However, if he will not pay, even if he does do the CSS Noncustodial Profile, USC will use his wealth to give you a smaller financial aid offer, resulting in it likely being very unaffordable.

Since he is basically vetoing any college that requires the CSS Noncustodial Profile (or its own form for noncustodial parent financial aid), you might as well not waste the effort on any such college where you need financial aid. If you want to try for reach schools, perhaps see if Chicago or Vanderbilt may be suitable for your interests.

Your dad is just telling you he won’t pay for USC, that is more than reasonable. This same conversation happens everyday over shared cheerio packets in non divorced families. USC is already a huge reach for your stats, he is not being unreasonable.
You are instate for Uminn with a reciprocal to UW, will you get into your desired major with your stats at those schools? You should already know about Uminn?

Do you mean you can’t see why you can’t just fill out the NCP financial aid paperwork?

Because 1) you’re not the NCP; and 2) you don’t know all the required information.

The NCP fills out the NCP Profile…not you…or your mom.

Will you qualify for a NCP waiver? On what basis? Having a parent who refuses to do it is not a reason. Having a parent who won’t pay is not a reason.

Why did you pick a college where your NCP info is required? There are plenty of colleges where this is NOT the case.

If the NCP is OK with you filling it out and will give you the info you need then I say go ahead. It sounds like he wants you to do it with your mom’s info or something - he’s not getting that his is what is required here.

He will have to provide tax returns and probably other docs later in the process when it gets to be idoc time.

^^^
USC is not an IDOC participating school. Not to say that submitting tax documents will not be required…

@BelknapPoint

Sorry, I meant to write HE. I’m typing on my phone and didn’t proofread the comment.

——

Anyways tho y’all, I guess my dad talked to the financial office at USC and told them how much he makes and his assets. He asked “will my child be able to receive any financial aid” and the lady supposedly responded with “no way.” So life’s going good. He won’t fill out the CSS, so I asked him if he’d help me with USC, to which he dodged the question and asked about UCLA or NYU. But UC’s financial aid is trash so that’s fun. Thanks for all the help, guys!!

No out-of-state financial aid at UCLA.

NYU also requires the CSS Noncustodial Profile and is generally regarded as having worse financial aid than USC.

@ucbalumnus

Yikes @ NYU. Not to mention I’m trying to get away from the cold, not be near it…

           Have you paid for all these applications? NYU/UCLA/USC?  Last year your mum was clear on the application list. Last year you had advice about California schools. You have a great local 4 yr. Really, people pay to go to UMinn's CSE etc. If your parents, though divorced, are on the same page, where are you getting the idea that OOS is going to be feasible? You still have an ACT of 28 as your highest? 

Yeah I applied to USC and UCLA (mainly cuz I got a fee waiver for the UC’s). Highest ACT is a 29 sadly (got my reading score up tho!). It’d probably only be like a 30-31 with a superscore, but no one superscores.

I thought USC would be reachable financially (if I got admitted) because of their generous financial aid and my mom’s low income. I didn’t realize they also needed my dad’s when I was looking at the school.

I’ll 99% end up going to the U cuz it’s way cheaper and I already got accepted into their business school so I’m not totally screwed for school

You are not a resident of CA. You won’t get a nickel of need based aid from the CA public colleges.

NYU…$72,000 a year and they require the NCP Profile, and the school doesn’t meet full need.

Who helped you craft your application list?

You need realistic, and affordable options.

And now that you KNOW your dad won’t do the NCP Profile, and won’t contribute…you need to put your efforts into realistically possible schools.