<p>Okay I'll start out with I am applying to FAFSA only schools so I understand my need will not be fully met. My question is, if my mom's only source of income is Social Security, will my EFC be zero?</p>
<p>What is your parents’ AGI in their last year tax returns? See [The</a> NHHEAF Network Organizations- Financial Aid & Money Matters: Zero EFC](<a href=“http://www.nhheaf.org/index.asp?page=pay_zeroefc]The”>http://www.nhheaf.org/index.asp?page=pay_zeroefc)
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<p>My dad is deceased, and my mom is not required to file taxes, she gets social security disability</p>
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You should qualify for automatic zero EFC calculation.</p>
<p>^ assuming also your mom’s Adjusted Gross Income was less than $24,000.</p>
<p>Vanilla Thunder, to be correct about this, those schools that use FAFSA only, do meet full need to some of their students. They simply do not GUARANTEE to meet need according to the FAFSA EFC, and I don’t know a single school that does. But some students do get full need met; just not all , and in most cases, not many get full need met. But those who are in the upper range of the student pool of some of these schools may get full need met and then some, as some of these schools do have merit awards, which many schools that do guarantee to meet full need as they themeselves define it (not by EFC) do not have merit money.</p>
<p>One school that I found that does meet very close to full need as defined by the EFC is Albright College in PA. They used to guarantee to meet full need as defined by FAFSA EFC with costs defined as tuiton, fees, room, board. They did not include transportation, books, sundries and other expenses in costs, but that’s still a generous deal there.</p>