$ Emergency!

[juliang23]

<p>Like a lot of you, I've dreamt of going to NYU since I was a child, so I was ecstatic when I got in. I come from a low-income neighborhood, so my community was inspired as well. However, I received no outside scholarships (even though I applied to dozens with a 4.0, 1910 SAT, being actively involved in 10 clubs!) and the only aid I've received is from NYU (they gave me about half in grants, scholarships and federal loans). </p>

<p>I was totally up for private loans, but no matter which one's I applied to (Sallie Mae, Citi, Citizens Bank, Discover), my parents' credit was rejected. I guess my question is: </p>

<p>WHAT THE HELL DO I DO NOW?!</p>

[bgirlforever]

<p>wow, i wish you all the best and i really hope you get to go :)</p>

<p>try to get a relative to co-sign with you</p>

[appasi]

<p>What about a parent plus loan?</p>

[jerseygirl91]

<p>Your Federal loans SHOULD cover everything after scholarships/grants. Say it costs $56k to go to NYU. You got $16k in scholarships and grants. You have to pay $40k now. Well, $5,500 comes from Stafford student loans, the rest can come from a parent PLUS loan. I think you’re just confused. Call or visit the Financial Aid Office.</p>