FAFSA Help

<p>My girlfriend wants to attend college and needs to fill out her FAFSA. Here is a little background:</p>

<p>She is 19 years old.</p>

<p>She lived with her Dad from the time she was 14 until August, 2010, when she decided to move out with a friend. Before that she lived with her Mom until the age of 14.</p>

<p>She has been financially independent since August, 2010. We currently share an apartment since Dec. 2010. </p>

<p>Now the story:</p>

<p>Her Dad completely refuses to provide his information so that she can fill out a FAFSA and apply for student aid. From my understanding, if she was to qualify for any grants, she will need his information. He most likely makes too much anyway for her to qualify for any free aid, but that does not matter as he will not even let her try using his information. I do not know why he is refusing, but he will not budge and there is no convincing. </p>

<p>My suggestion is to use her Moms information on her FAFSA. However im afraid this may be fraud as my girlfriend has not lived with her Mom since she was 14. Im not condoning lying on her FAFSA, however I do not see any other option if her Dad will not cooperate. How can FAFSA determine if she is lying about who has provided the most support in the last 12 months? In all honesty neither of her parents have provided any support in the last 12 months. However I believe FAFSA will consider the parent who last had custody / provided the most support. We are at a standstill with getting her in college and I am not sure what to do. She will not be able to file as an independent until she is 24, as we are not ready for marriage nor kids and she is not joining the military. I think she should go ahead and use her Mom's information, but im not wanting it to come back and haunt her.</p>

<p>Wow. What a rough spot to be in. Please tell GF that she deserves better than Dad is providing. </p>

<p>I suspect that Dad makes some significant money that he enjoys spending on himself and is terrified that turning over tax info is going to cause him to spend some on D. What a rotter he is!</p>

<p>So, the path forward is to conquer details. Good for you that you already understand many – you are way ahead of many of the people who come to CC. </p>

<p>Here’s my suggestions for a path forward:

  1. GF should take what information she has (her own tax forms, her mother’s if her mom is agreeable) and schedule an appointment with the financial aid office of the college that she wants to attend. Financial aid officers have some flexibility on these matters – but they will be a bit stiff – after all, nearly everyone says they are “broke” and it is the job of the fin aid officer to sort out who is truly broke and who just thinks they are. </p>

<p>Actually GF should go with a whole notebook of nicely laid out details – including </p>

<p>1) list of dates and where she lived
2) copy of her high school transcript
3) copy of her SAT scores (if she hasn’t taken this, she should get a study guide, prepare and take the exam as soon as possible).
4) letters of reference from any employers or mentors. </p>

<p>My point being, she wants to walk into the fin aid office looking like she is organized and mature (two key indicators that one is ready for college. </p>

<p>So she sits down and goes over the material with the staff member. They will advise her.</p>

<p>2) She should do all this all over again with at least one other college or community college (she may get different answers different places). </p>

<p>3) If she gets a “no aid” for an answer, then she should see if there’s any way that she can enroll in a single course as a parttime student. This means you have to finance the whole bill yourself, but a start is a start – and sometimes the cost of one course is bearable. (We’ll call this the “tip toe forward” path). She’ll do the best she can in this one course and then ask the professor for a letter of reference to go in her notebook for the next time she goes to financial aid. – and, yeah, she’ll do the whole “meet with financial aid” EVERY semester until they know her, know her story and know how serious she is about getting this education. </p>

<p>What you are trying to do is to get the college staff to say “Ok, let’s use mom’s info.” At that point she is in the clear and she can proceed forward with her head held high. </p>

<p>If Dad is adamant that he will not provide tax information, it might help if you can get him to document his refusal in a letter. Tell Dad that you “hear” him that he is not releasing tax information – but a letter from him to the college saying that he refuses to participate might allow D to use Mother’s information. (This is a long shot but worth a try). </p>

<p>What I don’t want GF to do is to get sucked into a for-profit online college that processes big loans for her but then dumps her into impossible on-line classes (some of the on line schools are infamous for this – you can’t pass the course and you can’t get out from under the loan). </p>

<p>I’d also encourage GF to look into Americorps and see if there is anything there for her. </p>

<p>Meanwhile, you are a peach to support her pursuit of education. She’s worth it – and being educated is worth it – if you can find your ways through the minefields of loans, bills and stupid courses to the Pell grants, scholarships, and life changing classes. </p>

<p>Good luck.</p>

<p>Doesn’t she just need to live with Mom for a day more than she lived with Dad? Since you have been living together since last December, has she spent any nights at her father’s?</p>

<p>If she really doesn’t live with or receive aid from either parent & has not done so in 1-1/2 years, I would consider it a toss-up as to whose info she should use. If she can’t get dad’s info, I would accept mom’s. Neither parent can honestly say he/she supports the daughter at least 50%, and neither parent can say the daughter has lived with them the most in the past 12 months. My advice is for her to go spend a night or two at mom’s, then fill out the FAFSA with mom’s info and a clear conscience.</p>

<p>I would not give this advice to students who are simply trying to use the parent who earns less (although I am well aware this happens).</p>