Does anybody know, I’ve asked and gotten different answers! When the kids get loans from the government is a credit report pulled on them?
My DH and I have frozen our credit probably 5 years ago. I’d freeze the kids too just to avoid issues like this. But in my state we have to pay to freeze and unfreeze so I don’t want to freeze their credit if a report needs to be pulled for their loans. As it is, I just make sure to diligently pull an annual credit report for them, alternating the bureaus every 4 months to monitor their reports.