FAFSA, use current value or difference between market/equity loan on "second" home?

<p>Well, finally started FAFSA after finishing taxes (and finding out we owe for the first time ever, just great. Once our soon-to-be college kids turned 17 this past year, there went a nice little credit. Why'd they pick 17, anyway, and not 18???). </p>

<p>We're a little confused about the assets question. We currently own a second home, which is a home that we haven't sold (yet). There is a home equity loan on this home - do we supply the current market value of this home on the FAFSA (regardless of what's owed), or is it the <em>difference</em> between the current market value and what we owe on the equity loan? </p>

<p>I'm really not even sure about the current market value, it's changed so much with this economy that we somehow have to figure that out, too (so I'm worried about being asked for verification). But I've seen different comments on this and maybe am overthinking everything! Which value do we supply on the FAFSA? </p>

<p>Thanks for any help. I'm so tired of looking at numbers.</p>

<p>You should only include the equity that you have in the home, not the total value.</p>