financial advisor, good outlook for the future?

<p>now this may seem like a typical problem for high school student, but i really want to get it straightened out! now i REALLY like to plan things and handle money, look into the future, so i really like the idea of a financial advisor, but i have a bad tick saying that there isnt gonna be a huge outlook for them once i get into college, since it seems like everyone wants to major in finance these days...</p>

<p>I’m not clear whether you’re referring to personal financial planning, or investment banking.
If your interest is helping consumers. I think there’s a real need. For example, check this program: [Department</a> of Personal Financial Planning | College of Human Environmental Sciences | University of Missouri](<a href=“http://pfp.missouri.edu/]Department”>http://pfp.missouri.edu/)
You could combine it with accounting or other business field and/or go to law school. I think it would open a lot of doors, either as an independent financial planner or working for a financial services or consumer agency. you could be the next Suze Orman. Think about it—your own TV show, book deals, personal finance software! (Well, maybe not right away, but seriously, think about it.)</p>

<p>haha wow! zapfino, i like the sound of that! i mean i LOVE helping people, and i love dealing with money, as i’ve said, i also am EXTREMELY interested in the “entreprenuership”(?) part of being a financial advisor! and i was thinking personal finacial planning. i like all the rewards, as my neighbor is one, and he really loves what he does. </p>

<p>but please, can you go more into detail with the “law school/business field/ accounting” part? plz, i like your thought, but what exactly would that do?</p>

<p>thanks again so much!</p>

<p>If you just want to be a financial advisor (for people, not investment banking), the field is wide open, but not in a great way</p>

<p>Many “Financial Advisor Firms” are much more concerned in gaining clients/market (in fact, all are), and generally hire as many willing participants as possible.</p>

<p>There goal is to have as many “Independent Advisors” as possibles, which build their own clients but bump money up to the top. When I was fresh out of college (zero work experience) I was “hired” to do this same job. My first interview was a group setting, second interview was a one-on-one with the “Branch Manager”, then I got a call at 9 p.m. that night saying I was hired.</p>

<p>6 weeks unpaid training, current clients were not provided and no sale leads were provided. </p>

<p>Are you familiar with Cutco Knives? It’s actually similiar to that system.</p>

<p>It basically requires you to recruit your family and friends to become you clients to build “your own business”, and be “independent.”</p>

<p>I was not impressed. </p>

<p>I’m sure there are many not like this (however this was with a MAJOR company), but I walked away with a bad taste in my mouth. </p>

<p>The “entreprenuership” aspect of the business is you basically hitting up people you know, and asking them to handle their finances.</p>

<p>Fine for some, not for me…be careful.</p>

<p>To answer your question, I was only thinking that a double major in financial planning + accounting or another business field (e.g., real estate, finance, ent repreneurship, etc.), just gives you more options. A law degree adds even more options, e.g., getting involved in trusts & estates law, contracts, etc. That’s all—it’s all about giving yourself the most options, which to me means being able to work in several fields/settings and especially to work for yourself.</p>

<p>If you look up the organization that accredits financial planning programs, you’ll find that there are many schools that offer such programs. Some of them are in business schools (often as a track within a finance major) and some of them are in schools of human ecology (as a track in consumer economics).</p>

<p>There are lots of opportunities, I think, to help people in this field. For example, helping older persons with retirement planning or help families with disabled children do estate planning.</p>

<p>yeah idk, i mean for all the financial advisors i’ve seen, i notice that they have to have a perfect image amongst people. like the only way for people to trust u with their money is if your perfect. now i myself, really enjoy music, like gigging, so idk if i could be a rocker and a successful financial advisor?</p>

<p>oh and also, are their TOO MANY people becoming advisors? and will wages possibly drop with new software coming out to do finance for you??</p>

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