<p>Ok, I'm currently trying to decide whether or not I should apply to Cornell under early decision. I know I'm going to apply but I feel that applying under early decision will give me a better chance. The only thing that I'm unsure about is the financial aid. My family's annual income is under 60,000. Cornell says they are eliminating need-based loans and I wanted to know if, if I apply under early decision, would I for certain get a grant or scholarship or would I have to pay if I'm accepted? Thanks in advance, any information will be greatly appreciated.</p>