What pre-reqs have you completed? Your schedule is going depend on what and how many courses you still need to fulfill admission requirements.
Be aware that med schools are transitioning to competency based admissions where specific courses are no longer required, but applicants are expected to demonstrate thru coursework or activities a high level of competency. Part of the reason for the transition is to encourage applicants (particularly those with DE and AP credits) to challenge themselves with higher level coursework.
You should not plan on sitting for the MCAT until after you’ve completed your basic coursework in biology, physics, biostatistics, English, psych, sociology and a full 5 semester sequence in chemistry though biochem. Biochem and biostats are tested heavily on the MCAT. After you’ve finished the MCAT pre-reqs you’ll need of period of intense, dedicate MCAT prep–anywhere from 6 weeks to 6 months depending on how much time you can devote to prep–and you should not take the exam until you are consistently hitting your target score range on full length practice exams.
(MCAT scores are forever, There is no score choice for the MCAT. Every score from every exam gets reported to every med school you apply to. The “best practice” recommended by the AAMC and used by most med schools averages all scores–even those taken as long as 10 years in the past. Adcomms strongly prefer a single strong MCAT score from applicants.)
Since adcomms will want to see 2 full years of grades from your 4 year college when you apply, if you graduate in 2 years, you’ll need to wait until after graduation to apply. Applying immediately after graduation will require you to take at least 1 gap year before starting med school.
Med school admission is difficult for younger than typical applicants for 2 reasons:
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maturity. The default assumption is that a 20 year old is not mature enough to handle the delicate interpersonal interactions between doctor and patient. The onus will be on you to demonstrate your maturity.
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lack of ECs. Stats are only part of the admission equation. There’s saying: Your stats get you to the med school door, but it’s your ECs that get you invited inside for interviews.
With only 2 years of college, you will be lacking when compared against your peers who have had 4 years to develop their EC vita. BTW, starting college resets your ECs. Things done during high school don’t get included on a med school app.
Adcomms will want to see all of the following ECs: physician shadowing, particularly in primary care fields; long term clinical volunteering; long term community service with the disadvantaged; leadership positions within your ECs; hands-on bench or clinical research experience.
The med school application process takes a full year. You will apply in June to start med school in August of the following year. You will not be able to update your application once it’s been submitted so you need to have your ECs completed BEFORE you apply. If you graduate from college in 2 years, you will probably need to take a year or two after college graduation before applying to build a strong EC resumé
So the decision is up to you, but I don’t see how graduating in 2 years is going to significantly speed up your timeline for getting a med school acceptance.