For schools that meet 100%, is there a max EFC? Is an efc of 35,500 too high

<p>I applying to a couple of schools that agree to meet full need. Does that mean if the coa is 50k I will definitely get 14k in some way or another. Hypothetically, if your efc was 1000 under the coa would these colleges that meet full need give you 1000 of FA?</p>

<p>It's hard to say what you will get for financial aid. An EFC is computed using the FAFSA information. If your schools use the Profile (do they?) there is additional information AND the schools determine how ALL of that info is used for institutional financial aid purposes. </p>

<p>The FAFSA determines your eligibility for need based FEDERAL aid. I'll stick my neck out here and guess that the only federal aid you will get with an EFC in the $30K range is a Stafford loan.</p>

<p>Also, keep in mind that some schools require a student contribution that can be several thousand dollars.</p>

<p>P.S. You have started multiple threads in multiple forums with the same question...very confusing for those of us who are replying to you.</p>

<p>I can give you a personal example
Our EFC last year by FAFSA was 36K. The COA of my son's school is about 50K
He received 13K in grant and 1000 in work study
He did take the optional unsubsidized Stafford loan for 4500
His school claims to meet 100% of financial need and has eliminated student loans as part of the financial aid offer. Obviously you can opt to take the unsubsidized stafford to further reduce the amount you pay</p>