If you defer from your most affordable choice and do NOT take any classes at all in the gap year, instead saving money and working as much as you can, you should be able to defer your entire package, including scholarships.
What does your financial package from North Dakota look like? What are your stats, EFC? There may still be options out there for you but the clock is ticking. Can your parents contribute anything at all?
You can also start shopping for more affordable options that might give you a better package. Are there relatives you could live with that are near a CC that would be affordable and have some employment options? You may also want to look into online options for an associates degree and then a transfer to North Dakota. It can be done, you just have to be willing to persevere, get creative and be flexible, adjusting your dreams.