<p>I'm just curious because there are a lot of you out there who are pursuing terminal master's programs. How are you funding your degree? Is your employer paying? Have you saved? Do you have a fellowship? Will you have scholarships? Loans? Parents? Spouses? </p>
<p>For me, it looks like I will be on 50% scholarship, 10% savings, and the rest loans.</p>
<p>My master's was roughly 50% TA (lucky to be funded, even if at a very very low income) and 50% loans, which is why I will not take out more loans for my PhD.</p>
<p>I did a chemistry MS at UCSD and every student who TA'ed for the department received 100% tuition coverage, plus a $1300/month stipend for each month as a teaching assistant. With my rent only $400/month, the stipend made for fairly comfortable living arrangements.</p>