"Good" School vs. "Meh" School + Full Ride

A Miami University degree and $250k would make for a great start in life! Good luck with your decision.

Depends…do you like going into ridiculous amounts of debt? I think you know that answer. hahaha

Think about 'my parents willing to pay for whatever school '… Ask them: HOW will they pay? How much from savings - and which savings, a college fund, their retirement? How much can they legitimately spare from their income? By borrowing money? If they can afford Notre Dame without touching their retirement, without heloc , without parent loans, even if of course it’ll mean belt tightening, then choose Notre Dame. If they were willing to sacrifice their retirement thank them but tell them Miami Ohio is a terrific university.
The only situation in which Notre Dame will be different is if you plan on being in consulting, which doesn’t sound like your situation.

Can you please share exactly how much ND will cost per year? That makes a big difference in advice given.

I’m going to vent here a bit on OP, just because I see posts like this all of the time. “Should I do X or Y?” and then the poster doesn’t provide enough information for anyone to provide a complete answer. In this case, the OP is asking the commenters to take into account $ but then doesn’t tell us anything about (a) the difference in $, (b) who will be paying for the education or © how OP’s parents view the issue and their financial circumstances.

So the obvious answer is this: if OP’s parents don’t care about the difference in cost and just want OP to go to the highest rated school, then the answer is clear. If, however, $ is a real concern for OP and his/her parents and the difference in $ is substantial (as implied by OP’s post), then the answer is also clear. When OP answers my questions above, he/she and the rest of us will know what the best choice is for OP.

^^^ Thank you, @Ljtjrose --agree 100%. How often do we hear stuff like this:

This is simple naiveté. It makes it sound like cost is not a factor, but unless the family is super-super-rich, I don’t see how this can be true. Even for the top 0.1%, they don’t get/stay that way by being cavalier with money, by just spending it without any consideration of the value received.