<p>“As far as math is concerned, so far I have taken Calc I-III, Differential equations & linear algebra (one class, diff equs very comprehensive but linear algebra only basic stuff through eigenvalues/vectors), and Probablity and Statistics (upper level calculus based class).”</p>
<p>I’d like to throw out a friendly warning that pursuing graduate studies in pure mathematics is very different than the experience you’ve had in the math courses you’ve taken thus far. The courses you’ve taken are courses that students in several different majors often take, and so they’re not nearly as mathematically rigorous as some of the more traditional math-major-only courses (like abstract algebra and real analysis). In these upper division courses, your homework sets will be proof-based instead of computation-based, which is more of a difference than most students anticipate. The math gets significantly more abstract, and it often moves at a much faster pace because the classes are full of more senior math students who are preparing for graduate school.</p>
<p>Maybe this is something you’re very well prepared for and maybe it’s not, but experiencing these upper division courses is really what distinguishes between someone who has always liked math and someone who might be fit for graduate studies in math. I urge you to take one of these courses (possibly after consulting a mathematics advisor who can provide more insight into your department’s curriculum) before making any grand decisions regarding graduate school.</p>
<p>“At the PHD level, you WILL have quite a few papers…doesn’t matter if the PHD program is ranked 120th.”</p>
<p>This is not necessarily true at all. Having attended a PhD program in pure math (ranked somewhere in the top 20 or 30 - I can’t really remember), I can tell you that I know several people who got their PhDs with no more than one paper published. I didn’t pay too much attention to publications so I can’t say this for certain, but I also believe that we had a couple of people graduate without a single publication under their belts. Granted, these people had decided during grad school that they wanted to be more focused on teaching instead of research (and were interested in teaching at liberal arts colleges), but the assumption that everyone graduates from PhD programs with several publications is just wrong.</p>
<p>“Also what are some good graduate programs out there, and what steps should I take in order to give myself the best possible shot at admission?”</p>
<p>That’s not a question that people on this forum can adequately answer. Admission to the top 10 or so schools is a bit of a crap shoot because there are so many highly qualified candidates with prior research experience that the department can pick whatever they want. At this point, departmental politics may play a role: perhaps one professor got two new students last year and doesn’t have the time to accept new students; if you wanted to work with that particular professor, you’re out of luck.</p>
<p>Honestly, the tip-top schools with the most cutthroat programs might not be the best options for someone who isn’t quite sure of their career goals. If you’re undecided between teaching, research and actuarial sciences, you might be much better served by a lesser-ranked program that has less internal competition. This would provide you a little room to breathe and to figure out what you might want out of the program.</p>
<p>“It is also my understand that in most graduate mathematics programs, you can get your tuition and other expensives paid for by being a teaching assistant, which is something I am extremely interested in learning more about if anyone has undergone this process themself.”</p>
<p>Graduate schools in mathematics generally fund students 100% through fellowships, research assistantships, and teaching assistantships. Each school has a different policy for this; at the school I attended, all first-years were on fellowships, which meant we were paid to focus on our studies. Second-years had teaching assistantships, where we TAed for calculus and linear algebra classes. Third-years and more advanced students had teaching fellowships, where they fully taught their own sections of classes. Some schools only let students TA and not teach full courses, and other schools have smaller sections and don’t have TAs at all. It just depends on the program. Much of this information is available online.</p>