<p>2college-taking a gap year could hurt the family overall. If EFC is that high with 3 in college, it will be worse for them with only 2. And 4th year of school would be worse if she is the only one still in school. </p>
<p>That said, I would seriously consider the Midwestern LACs. There is good merit aid to be had and not many from CA are willing to put up with the Midwestern winters or thoughts of endless cornfields.</p>