<p>See "Answering Questions on Student Loan Rates and the Murky Future"
<a href="http://www.nytimes.com/2012/09/15/your-money/student-loans/answering-questions-on-student-loan-rates-and-what-lies-beyond-your-money.html?ref=your-money%5B/url%5D">http://www.nytimes.com/2012/09/15/your-money/student-loans/answering-questions-on-student-loan-rates-and-what-lies-beyond-your-money.html?ref=your-money</a></p>
<p>This article tries to answer 4 questions on student loans
1) High rates
2) Refinancing
3) Forgiveness and Taxes
4) Safe Amount of Loans</p>
<p>What I learned from this article:
1) "...the student loan program does take in more than it lends out..." Wow, Federal government is making money on its student loan program.</p>
<p>2) Safe amount to borrow is somewhere bwtween $31,000 and the first-year salary after graduation.</p>
<p>3) The safety cap / limit on the student loans could be the "dream killers for many young people. It may mean no law school at all or community college for two years or the local branch of the state university instead of the flagship..."</p>