GRRR! Howard isn't accepting my credit/debit card!

<p>I can't complete my application online without the 45$ app fee as well. I have exactly 45$ on my debit card (same as credit online) but they keep telling me I was denied and to check with my bank.
=[</p>

<p>What do I do now?</p>

<p>send in another form of payment that they accept.</p>