Guide to finding a great safety

<p>The</a> safety…the toughest type of school to find? | Admissions360</p>

<p>
[quote]
A safety school, as its name implies, is supposed to be a sure-fire bet, your backup plan. In short, no one really expects to be attending their safety school. It is there just in case something else does not work out. This is why some students put little thought into their safety school and just assume it will all work out</p>

<p>This thinking is very dangerous.</p>

<p>In this time of both economic uncertainty and record application numbers, you need to find a safety that you would be happy to attend. Things do not always go the way you think they well and it is prudent to well prepared.</p>

<p>But how do you pick a great safety? This is a very fair point, as we are groomed to shoot for the stars. Oftentimes for high achieving students, failure was not an option and second place was just the first loser. This is why a great safety is the toughest school to pick, but also the most important school on your list. Just as a chain is only as strong as its weakest link, your list of schools is only as strong as your safety.</p>

<p>The three most important factors to consider when picking a great safety are:</p>

<p>I. Geography</p>

<p>II. Opportunity</p>

<p>III. Cost</p>

<p>I. Geography</p>

<p>Geographically you need to think: where would you be happy to attend? The best thing to do is to think about where your ideal (e.g.: match and reach schools) schools are located both in terms of region and urban/rural/suburban location. If your ideal school is New York University, you may want to consider urban schools in major cities in the northeast. If your ideal school is Amherst, think about other schools in New England.</p>

<p>Remember, you are not only choosing a school, you are choosing a home for the next four years.</p>

<p>II. Opportunity</p>

<p>Your parents are right: college is about your education. In this, you will want the most rigorous and challenging education possible to prepare you for the wider world. A safety school does not need to equate to an easy time in college. Nor does it imply that your time or education is any less valuable. Despite this, finding challenge does require some forethought and research. Attending a safety school does not mean a student has to sacrifice opportunities.</p>

<p>The two academic opportunities within a potential safety school are entrance into an honors programs and specific, high caliber programs.</p>

<p>Honors programs within colleges and universities are specialized programs that often includes smaller classes, priority registration, mentoring, and research opportunities with professors. Honors students are encouraged to study abroad and typically live within their own housing block. An honors program is able to give students a more intimate academic experience and access to more opportunities.</p>

<p>Students typically are able to gain entrance to an honors college through an extra application when they apply. SATs and GPA are considered when evaluating candidates. Some schools also require extra essays and interviews about how an honors college would benefit a student. However, these factors depend on that school, so it is suggested you contact the college you are interested in.</p>

<p>While honors colleges can give a great academic experience with some of the best professors at a school, students who know exactly what they want to study should consider specific, high caliber programs.</p>

<p>These programs are the type of programs that a particular school is known for and are typically held in higher esteem than the sum of the school. Some great examples of this are studying marine biology at the University of North Carolina at Wilmington, international relations at American University, international business at University of South Carolina, meteorology at Florida State University, and engineering at Purdue University.</p>

<p>The faculty at these schools are going to be leaders within their fields and will help you access opportunities. Additionally, schools like American University combine a top-notch program with a top-notch location. After all, if you are interested in international relations, there are few places better to be than Washington D.C.</p>

<p>III. Cost</p>

<p>Ah cost. We always want to forget about the cost of higher education, because it clouts our pure academic endeavors. Unfortunately, colleges and universities have many of the same considerations as businesses and accordingly charge tuition (and other fees). So unless your family is willing and able to fit the entire bill, you'll have to pay attention to aid packages. Tuition and other costs of college can be subsidized through a variety of avenues including need-based aid, merit aid, and outside scholarships.</p>

<p>A great starting point to check out cost-factors is the "Great Schools, Great Prices" section of the U.S. News & World Report Best Colleges guide. This section profiles the percent of students receiving need-based grants, the average cost after receiving these grants, and the total "discount" from tuition that these grants provide.</p>

<p>Merit aid is another beast altogether and will really depend on the school. However, some "trends" to exist when considering where to apply to get a good merit package. Generally, it is more difficult to receive merit aid when you apply to a state school as an out of state (OOS) applicant, because state schools take care of in-state kids first. Private schools are going to be less discriminatory when considering you for merit aid. Another rule of thumb is when you are an applicant who is about the 75th percentile in SATs and/or GPA for a specific school. However, none of these rules are hard-and-fast and it is best to e-mail the admissions department the school for the particulars (i.e.: some schools require a separate application for merit aid).</p>

<p>Outside scholarships can also help bring the cost of any school. They can generally be used for other expenses too including books and room/board.</p>

<p>One last bit of cost-related advice is to not forget the "other" expenses. These include cost of living and transportation. Cost is linked to transportation, because plane tickets can get expensive. If you get a good scholarship, it can be negated if you have to buy pricey round-trip tickets a few times a year. Even two trips home per year could run you upwards of $4,000. Similarly, cost of living can make a huge difference. For example, if you want to live off campus as an upperclassmen you will have to pay for an apartment or house which can cost exorbitant amounts of money. Food, mass transit, and "other" expenses are also higher in cities, so it is important to be aware of cost of living. The Sperling's Cost of Living Comparison Calculator is a useful tool for gauging the differences between prospective locations</p>

<p>The Fourth Factor</p>

<p>You cannot discount your "gut" or your "intuition." If you feel comfortable or good about a place, consider that. In his book Blink, Malcolm Gladwell had a great line that summarizes this best:</p>

<p>"There can be as much value in the blink of an eye as in months of rational analysis."</p>

<p>To summarize, none of these are supposed to be "rules," rather they are things that you should consider when visiting colleges. Do not discount a college just because it lacks the "prestige" of your perfect school. A smart student prepares for any situation and a wise student is able to find a safety school that they love.

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<p>Thanks for pointing this out!</p>

<p>One question: could American University and UGA (out of state) safely (haha) be considered safeties? I have typical CC stats (98+ avg., 2200+ SATs, decent EC’s) but would this be enough to also get some scholarship money? I notice the post says private schools are less discriminatory when giving merit aid than publics; which private schools in particular?</p>

<p>thanks.</p>

<p>i’m not sure about UGA, but i’d say from what you say about your stats, American is a good safety for you admissions-wise. i don’t know about their aid policies specifically, but a guy from my school two grades above me is there know and apparently got really good aid.</p>

<p>i’m also wondering about how to find out what private schools are the best about financial aid; i think that the easiest thing to do is to look at colleges individually and either find the information on the website or contact the college itself.</p>

<p>@scrivener Public schools will take care of their own first, so if you are out of state, it can be difficult to get money. However, if you are well above even the top 75% (as you are for UGA) you will still be competitive for merit aid. However, it should be noted that the state of Georgia in particular, is not doing so well financially, so that might be a source of concern for potential applicants needing money (they have even talked about cutting their HOPE scholarship). You point out two perfect examples of safeties for students at your level though!</p>

<p>@smwhtslghtlydzd Get the USNWR College magazine. Go to pages 72 and 73. They rank the schools that give out the most merit aid. The usual suspects are very high like Yale, Harvard, and Princeton. However so is BYU. This is the single best reference for evaluating this. Best of luck.</p>

<p>one question: could American University and UGA (out of state) safely (haha) be considered safeties? I have typical CC stats (98+ avg., 2200+ SATs, decent EC’s) but would this be enough to also get some scholarship money?</p>

<p>Those schools can only be considered safeties IF you know FOR SURE that you’ll have all costs covered. If you are unsure of how all the costs will get paid for, then how can they TRULY be safeties??</p>

<p>Even if you might get some scholarship money to go to these schools, does that mean that your parents will pay for all the other costs? For instance, at American, if you were to get a $20k per year scholarship, then would your parents pay the other $30k?</p>

<p>@mom2collegekids
I think something else to consider is that a student of that caliber would be able to get quite a bit of money from outside scholarships to help pay for the costs.</p>

<p>Interesting… never thought about it but finding the perfect safety was probably the hardest school to select</p>

<p>@willmington: would you be able to provide that list of merit-aid schools for those of us who don’t have USNWR?</p>

<p>Chardo sure, but these are actually based on need-based aid.</p>

<p>National Universities
Yale
Harvard
Princeton
MIT
Stanford
Columbia
Dartmouth
CIT
Duke
Cornell
Vanderbilt
Chicago
Brown
UNC-Chapel Hill
Penn
Rice
Notre Dame
Emory
Johns Hopkins
BYU
Texas A&M
Northwestern
WUSTL
Georgetown
SUNY College of E.S. & F
UCSD
Rochester
NC State
Lehigh
Tufts
Wake Forest
Brandeis
UVA
Pepperdine
Case Western
RPI
Clarkson
CMU
USC
Pacific</p>

<p>The Liberal Arts Colleges were on average a bit better than the National Universities. The Regional Universities were not quite as well.</p>

<p>This link:
<a href=“http://colleges.usnews.rankingsandreviews.com/best-colleges/most-merit-aid[/url]”>http://colleges.usnews.rankingsandreviews.com/best-colleges/most-merit-aid&lt;/a&gt;
lists the schools that give merit aid to the most students.</p>

<p>Thanks for the responses. Mom2collegekids, I will (as willmingtonwave guessed) be applying to a large number of scholarships, and will hopefully earn one or two large, annual scholarships.</p>

<p>Aside from American and UGA, I would like to have some other options (I’m not even completely set on these two yet). Per the article’s criteria:
Geography: East Coast (doesn’t matter where, preferably not too far north though)
Opportunity: Right now, I have a pretty broad interest range. I’m interested in majoring in English, politics, or environmental sciences. I assume that all colleges have decent English programs, but what about the other two?
Cost: My parents are probably willing/able to spend around $10-15,000 a year on my college, and i’d hopefully be able to get $10,000 a year (from scholarships and my work savings). Assuming the tuition/room and board costs around $50,000, what well-regarded colleges offer merit scholarships worth up to $25,000? (but it doesn’t necessarily have to be this large- i can always work while at college)</p>

<p>As far as other criteria go, I wouldn’t want anything too large (I know UGA is enormous, but I’d apply to the honors program). Can anyone recommend a safety that could match this list? Thanks!</p>

<p>Emerson College in Massachusetts comes to mind, but I am not sure how their financial aid is.<br>
Dickinson in Pennsylvania, Pittsburgh too.</p>

<p>scrivener, what is your EFC? You need to find this out. Run the calculators at [College</a> Calculators - savings calculators - college costs, loans](<a href=“College Board - SAT, AP, College Search and Admission Tools”>Calculate Your Cost – BigFuture | College Board) If your EFC is less than what your parents are truly able and willing to pay, then you are in luck. An institution that meets full need will be affordable. If your EFC is more than your parents are able and willing to pay, then you are going to have to hunt down places that will give you merit aid based on your stats.</p>

<p>Pop over to the Financial Aid Forum (there is a link on the left-hand side of this screen) and read up on the topic. You will find lots of useful information there.</p>