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<p>“The system” in this case comes down to other people’s money. There is only so much of that money to go around. Unless you can find a rich benefactor, nobody is going to risk a big private loan without some assurance they’ll get their money back (with interest). </p>
<p>You really only have one viable choice here. There is no point getting into dubious rankings, etc., unless you want to take a gap year and start this process over.</p>