<p>Hi, </p>
<p>Im a little confused as of where I should go to school next year. There are many things I have taken into account. I hope you guys can give me some advice that will help me decide! Im an Electrical Engineer transfer from Orange County. I will receive Cal Grants and possibly do work-studies but I cant apply for federal loans. I will get around $8,000 from local scholarships this year. Also, Im paying in-state tuition. I have been accepted to CSUF, CPP, CSULB, SJSU, Cal Poly SLO and UCSD so far (all for Electrical Engineering) and waiting on UCLA, UCD and UCI (safety). I will most likely hear from them until the last week of April/first week of May and I have to decide by May 1st. I will not attend SJSU, CSUF or CSULB. </p>
<p>It will take me 3 years to graduate.
Heres the dilemma.</p>
<p>If I go to </p>
<p>Cal Poly SLO (1st Choice): Ive been to the campus and I love everything about it. Great engineering program, hands-on experience and the community is very supportive among each other. This is definitely where I want to go but financial aid packages are not available until first week of April. I will get ~$6,000 from Cal Grants, the $8,000 from scholarships and possibly work-studies. I called and they said only 8% of their students get institutional scholarships so it will be hard to get more scholarship money. Cost of attendance minus Cal Grants and scholarships will be about $10,000. This will include living off-campus, tuition, books, transportation (taking car) and living expenses. Only way to attend is getting a private loan for the first year, but Ive been told thats not a good idea due to high interest rates. The second year and third year will force me to get a $16,000 private loan/per year (including Cal Grants) assuming I dont get any scholarships or other type of aid. Once I graduate I will owe $42,000 of private loans. Ouch!</p>
<p>UCSD: I have never been to the campus but I hear they have a good engineering program. UCs were not in my plans due to their theoretical approach but their offer is pretty good. I saw my financial aid package and the cost of attending including scholarships for the first year will be $1,200 minus work-studies (TBA). I will get $12,000 from Cal Grants and a $10,000 UCSD grant so far. This includes living on campus, tuition, books, transportation (will not take my car), personal expenses and meals. So pretty much I wont pay anything for the first year. For the last two years, I will owe altogether about $4000 of institutional grants and $14,000 of private loans (including Cal Grants) assuming I dont get scholarships or any type of aid. </p>
<p>Cal Poly Pomona: I have been to the campus and I think its ok. CPP is SLOs sister school which makes it a good choice due to their hands-on approach and their engineering program which I believe is pretty good. My financial aid package is not available yet but I will get ~$6,000 from Cal Grants and the scholarships I mentioned above. I will be living with parents, so all I really have to pay for is tuition, books, minor personal expenses and GAS. The commute is about 30-45 minutes which is not too bad but I will not get the college experience I would like. I will have money left over from scholarships the first year (about $6,000). I believe I could attend the second and third year without getting private loans, so I wont have any debt after graduation. </p>
<p>Side Note: CSULB and CSUF will be the same scenario as CPP but Ill rather go to CPP. </p>
<p>I know its a lot of information and Im probably leaving out some other information. So bear with me. I truly appreciate your assistance and any advice. Thank you.</p>