<p>I am having some medical issues here as an undergraduate and as of my birthday, medical benefits under my mother's plan are no longer available.</p>
<p>I am covered under my father's military plan until I am 23, but after that, I have no more insurance.</p>
<p>In grad school, can students get health insurance to be serviced by the university hospital and its affiliates?</p>
<p>Also, do grad schools have perscription coverage or would students need to seek outside sources to contribute to perscription costs? I currently use TRICARE since my father is military and once I turn 23 next year, I wil kiss goodbuy to paying $3 for perscriptions and hello to paying ful cost of like $200....</p>
<p>It's kind of scary to think about because I have chronic health issues that require perscription doeses of meds to tame.</p>
<p>Also, do any of you know of good health insurance providers that are widely accepted and suitable for the financially strapped single woman with a crummy job?</p>
<p>I have HealthCare though my Grad School, same as my undergrad insurance was handled. I get prescriptions the whole deal its pretty much at least from what i see the same as undergrad...however there is issues with pre exisiting conditions, I know that msot insurances will try not to cover anything "pre exisiting" so youll want to contact your health center and ask, rpetty self explanatory from there.</p>
<p>Many grad schools require you to have health insurance, either through the student plan or from a family member. The rates are negotiated in bulk, so they're usually pretty good deals. For example, Stanford's plan covers virtually 100% of costs with a $10 copay, including the $20,000 bill I had for a 48-hour hospital stay once.</p>
<p>One aspect that you do have to watch out for is that many university health plans are extremely restrictive about where you get your medical services from. For example, they often times restrict payment only to the university hospital or clinic, or perhaps nearby affiliated hospitals, and you're playing with fire if you go to a non-local hospital and try to get covered. This is a particular issue if you are in a graduate program where you have to do lots of off-campus fieldwork or outside internships. Such a program forces you to leave campus in order to complete your program, but may not pay if you get sick when you're away from campus.</p>
<p>My school has mandatory student health insurance - for undergrads & graduates. There is a health center on campus that you go to for minor things & to get referalls to doctors off of campus. There is also a pharmacy there in the health center where you pick up your meds. Everything is billed to your student account so you don't have to pay for it at the time you go.</p>
<p>The mandatory insurance is not as great as say a parent's insurance, but it's better than nothing. It does have some limitations to what it covers & how much it covers money wise.</p>