<p>If a student is covered until a separate, private health insurance plan, is the health insurance premium from AU mandatory?</p>
<p>If a student is covered under a separate, private health insurance plan then that student can waive AU health insurance at <a href=“https://studentcenter.uhcsr.com/american”>https://studentcenter.uhcsr.com/american</a> </p>
<p>Note: Thank you Obamacare. And speaking from personal experience AU health insurance is actually very good. But it’s not worth the $1.8k price tag.</p>
<p>According to AU’s website, if you wish to waive AU health insurance, your current health insurance must cover these requirements:</p>
<p>• Alternate insurance plans must be provided by a company licensed to do business in the
United States, with a U.S. claims payment office and a U. S. Phone number.
Company must have a process to remit claim costs to providers within the US.
• Alternate insurance plans must provide coverage for both in-patient and out-patient medical
care in the Washington, DC area, including but not limited to routine care, specialist office
visits, diagnostic testing and imaging.
• Alternate insurance plans must provide for both in-patient and out-patient mental health
care in the Washington, DC area.
• Alternate insurance plans must not limit coverage to Emergency or Urgent medical or
mental health care in the Washington, DC area.
• Alternate insurance plans must not have a maximum dollar limit that the insurance will pay
for medical claims.
• Alternate insurance plans must not exclude coverage for the following: </p>
<p>• Pre-existing conditions (or the plan must have been in effect long enough that any
waiting period has passed).
• Conditions related to depression, eating disorders, suicide attempts or counseling,
and drug or alcohol counseling/treatment.
• Congenital and non-congenital mental health conditions.
• Sports injuries, alcohol-related injuries or conditions, pregnancies, eating disorders. </p>
<p>• If waiving for the 2014-2015 academic year, insurance coverage must continue through
the summer of 2015. If you are waiving for the fall 2014 semester, insurance coverage
must continue through December 31, 2014. </p>
<ul>
<li>Additional requirements to waive student health insurance coverage for INTERNATIONAL
STUDENTS:
• International students must have unlimited medical evacuation benefits
• International students must have unlimited repatriation benefits
• International students may not waive with insurance from their home country. In
addition, travel insurance is not eligible for a waiver. </li>
</ul>
<p>Source: AU Student Health Insurance Waiver website</p>
<p>There was an email to the student’s university gmail account about this in the last few days. It gives details, and it links to the waiver. I did the waiver Saturday the 21st, and it was very easy. </p>
<p>As other posters say, you can waive the campus insurance if the student is covered under the parents insurance. My D ended up with the campus insurance during her senior year, and I have to say that compared to other college plans, American’s plan is very good. It covered all of her campus care, specialist referrals, prescriptions. We are just sad that it ends this August and D will have to go into the Affordable Care marketplace (parents live overseas so she can’t go on our plan). </p>