<p>According to Health Services at Cornell, they only accept Aetna Healthcare Insurance. What other options are there for families who do not have Aetna? We have United Healthcare...are there any recommendations for primary care physicians within the United Healthcare network that can be recommended? Are there other options for working within the Health Services dept. using out of network Insurance. Any advice would be appreciated!!</p>
<p>Aetna is the insurance that is provided/required if you are not insured. You will have to fill out the health insurance waiver to opt out of it and it must be filled out yearly or it will show as a charge on bursar bill. Thanks for reminding me!! My D must do this!</p>
<p>Will out of network students have access to student health devices if they opt out?</p>
<p>Yes. Services are inexpensive and you can still submit to your insurance. I just did that with Horizon BC/BS. The receipt is in today’s mail. It went towards deductible. I have $40 in bills from a February visit where my son was seen and had a strep culture done. If you prefer to go in network, take a look at doctor’s in town. I chose one for my son and sent his files there. It was inconvenient. When he was ill, he preferred convenience. </p>
<p>Flu shots were free in the fall and encouraged for all students.</p>
<p>Anyone have experience with appealing the waiver decision generated online? Our insurance has a
higher deductible than specified as acceptable.</p>
<p>In my view the higher deductibles are a risk you take. What can really be an expensive issue is if you face an expensive round of emergency or unanticipated treatment. You may wish to explore whether the Dr’s at the local medical facilities are in or out of network. Out of network xrays and scans an specialty fees can escalate quickly when covered at 50% or 60%.</p>
<p>The doctors on campus are in network and the Cayuga Medical Center is also an in network facility.</p>