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<p>I’m sure you’ve gotten this answer already…but the reason is simple. Your university does not meet full need. Most don’t. That leaves you with a gap in the amount you have and the amount you need. </p>
<p>Many students (non-traditional…my husband was one) go to college part time and work full time. It takes longer to do this but the end result is the same…a college degree. My husband (who was 30 a the time) actually found a university with a co-op program. He went to the community college for the first two years, then transfered to the university with the coop program. It took him 3 years to finish the last two years of schooling but that was because he alternated semesters working full time and attending school full time for those last three years. He had no debt in the end and the added bonus was that the company offered him a well paying job upon his graduation. </p>
<p>I know this is not an option that fits into your current plans, but it is an option…just a thought.</p>