Help this confused Mom please.......

@Skippy00 ,

Are you pell eligible because the net price calculator said you are Pell eligible or because you filed a FAFSA that said your child was pell eligible?

A straight out $65000 income wouldn’t get any, or very little, Pell. If the AGI on taxes is lower than $50k, that might get a little. It will depend on family size, what gets added back into income, state taxes, etc. I had a friend who made almost $90k but because of other adjustments the EFC was only about $7k. I couldn’t believe it but it was a large state tax that took it down so far. No Pell, but subsidized loans and I think some school grants.

The FAFSA formula is available in PDF format. Google for EFC formula 2019 to get the formula for 2018-2019. You can print it out and work through it on paper.