Holy cow-- my SATS went up!!!! Now where can I get $$?

Parents Forum
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<p>
[quote]
With state schools, why should I bother? I'll be in more debt coming out of one of those than a private that's got money to boot for need-based aid, like Vandy. My scholarship at SUNY Albany will only be 3,500. That still leaves r&b and another 1-2k of tuition.</p>

<p>Can't I just take out loans to cover room and board, too?

[/quote]
</p>

<p>If you are eligible for tap or pell it is very likely that the 1-2 k gap will be filled with a few bucks toward room and board . Overall the SUNY is going to be your financial safety.
Any other school on your list will cost more than 1 to 2K for room and board (try 5 to 10K)</p>

<p>even when it comes to loans the maximum amount of loans that *you * will be able to borrow through stafford is as follows:</p>

<p>freshman year: $3500
Sophomore year: 4500
Junior year until you graduate: $5500</p>

<p>If your parents are not eligible for a plus loan then you will be eligible for another $4000 per year as an unsubsidized stafford loan.</p>

<p>If the school deems you to be truly low income then you may be eligible for a perkins loan</p>

<p>I really wish you well in this endeavor but I still think that you are not taking a realistic look at things.</p>

<ol>
<li>Indiana U of PA (robert e. cook honors college)</li>
</ol>

<p>Robert E. Cook Honors College Scholarship
Provides scholarship support to talented undergraduate students enrolled in the Robert E. Cook Honors College at Indiana University of Pennsylvania. (no where does it state how much financial support is offered)</p>

<p>Out-of-State Residents: $13,644</p>

<p>Room and board cost per academic year is $4,988.
<a href="http://www.iup.edu/honors/Financial.HTML%5B/url%5D"&gt;http://www.iup.edu/honors/Financial.HTML&lt;/a&gt;&lt;/p>

<ol>
<li>U of Dayton (applying for their full tuition berry scholars program)</li>
</ol>

<p>Ok, if you get a full tuition scholarship the other fees are :</p>

<p>University fee (student activities) $970
Residence hall (double room) $4,300
Any 12 Meal Plan $2,890
UD Notebook $1,299 </p>

<p><a href="http://admission.udayton.edu/finaid/cost.asp%5B/url%5D"&gt;http://admission.udayton.edu/finaid/cost.asp&lt;/a&gt;&lt;/p>

<ol>
<li><p>U of Scranton (they give out 5 full tuitions to their top 5 students in freshman class)
Even with your great scores and grades the odds could still be against you because you don't know what the rest of the application pool is bringing to the table.</p></li>
<li><p>U South Carolina (if I get mcnair, will get 15k a year to cover instate tuition and r&b)</p></li>
</ol>

<p>McNair Scholars Award</p>

<p>Annual Value: $15,000 ($11,000 finalists)* </p>

<p>Four-Year Value: $60,000 ($44,000 finalists)*</p>

<p>Forty out-of-state students with strong academic records who are leaders in their high schools and communities will be selected as McNair Scholar Finalists. Of these finalists, 20 students will be chosen to receive the McNair Scholars Award. Typical candidates have excellent grades on a strong high-school curriculum and present average SAT scores over 1300 on critical reading and math sections combined (or ACT composite score of 29). Finalists receive awards of $44,000 ($11,000 per year), and McNair Scholars receive awards of $60,000 ($15,000 per year). All nonresidents students receiving this scholarship receive a reduced tuition benefit as well.</p>

<p>(still you don't know what the rest of the pool is bringing to the table)</p>

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<p>Just so you know, room and board at Scranton is over $10,000 per year.</p>

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<p>Just to add to the confusion...Case is rather generous with merit money these days -- they are after top students and from what I've seen on CC, kids are getting nice packages. (though it's not southern) Maybe others can put in their own experiences.</p>

<p>Another reminder to GOB: What the school considers adequate personal funds and what YOU consider adequate are likely to be quite different. I've noticed that many schools allot $100 per month -- which is what my stae U assumed 25 years ago. If you are paying cell phone bills, food when the cafeteria is closed, toiletries, clothes, etc., that is not nearly enough. </p>

<p>Don't most colleges assume Staffords as part of the need package these days) as opposed to being "extra" money? I wouldn't assume that you can get a Stafford to supplement your student EFC. I think that the loan is already in the package.</p>

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<p>I think you have a good list, Buffalo. If you want to sprinkle a few more wish colleges, go right on ahead and do so. Just make sure you don't over do things as you can spread yourself thin when you apply to too many colleges. I have to agree with Sybbie about the state schools. With your financial situation, you will be eligible for both state and federal aid as cornerstones for your package, and because SUNY is inexpensive, especially for a north east school, you can do well financially with them. My son goes to Buffalo (I'm going to be there tomorrow to see their play) and he has an excellent financial package with stats that are not as good as yours. The beauty of applying there for you is that you live in Buffalo. Yeah, I see you scrunch you face. After all what is your cc name? But with a parent who was ill, and money in short supply, you are fortunate to have a school as comprehensive as Buffalo in your backyard, and it is generous with aid for kids with stats like yours, in addition to having a low sticker price.<br>
Overall, I think you have done a great job in compiling your list, and I am eager to see how things pan out over the year. Good luck to you.</p>

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<p>^ THANK YOU!</p>

<p>and welcome to buffalo tomorrow!!</p>